Investment options of NAES CORPORATION CORPORATE RETIREMENT AND 401(K) PLAN
Total Available Funds: 35
| Investment Description |
|---|
| AF GROWTH FUND OF AMERICA R6 MUTUAL FUND |
| AF NEW WORLD R6 MUTUAL FUND |
| DOUBLELINE CORE FIXED INCOME I MUTUAL FUND |
| EV AC SMID-CAP R6 MUTUAL FUND |
| FIDELITY 500 INDEX FUND MUTUAL FUND |
| FIDELITY CONTRAFUND FUND MUTUAL FUND |
| FIDELITY INTERNATIONAL INDEX - PREMIUM CLASS FUND MUTUAL FUND |
| FIDELITY MANAGED INCOME PORTFOLIO FUND II COMMON COLLECTIVE TRUST |
| FIDELITY MID CAP INDEX - PREMIUM CLASS FUND MUTUAL FUND |
| FIDELITY MIDCAP STOCK FUND MUTUAL FUND |
| FIDELITY OTC PORTFOLIO FUND MUTUAL FUND |
| FIDELITY PURITAN FUND MUTUAL FUND |
| FIDELITY REAL ESTATE INVESTMENT PORFOLIO FUND MUTUAL FUND |
| FIDELITY SMALL CAP INDEX FUND MUTUAL FUND |
| FIDELITY US BOND INDEX FUND MUTUAL FUND |
| FIDELITY MONEY MARKET GOVERNMENT FUND MUTUAL FUND |
| JPMORGAN MIDCAP VALUE FUND MUTUAL FUND |
| JPMORGAN U. S RESEARCH ENHANCED EQUITY FUND MUTUAL FUND |
| MFS INTERNATIONAL VALUE R6 MUTUAL FUND |
| PIMCO INCOME FUND INSTITUTIONAL FUND MUTUAL FUND |
| PRINCIPAL LIFETIME HYBRID 2010 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2015 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2020 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2025 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2030 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2035 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2040 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2045 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2050 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2055 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2060 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID 2065 X TARGET DATE FUND |
| PRINCIPAL LIFETIME HYBRID INCOME X TARGET DATE FUND |
| VANGUARD EQUITY INCOME ADMIRAL MUTUAL FUND |
| VOYA SMALL COMPANY FUND CLASS R6 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for NAES CORPORATION CORPORATE RETIREMENT AND 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NAES CORPORATION CORPORATE RETIREMENT AND 401(K) PLAN