Investment options of NORTHSTAR MEDICAL MANAGEMENT, INC. 401(K) PROFIT-SHARING PLAN
Total Available Funds: 42
| Investment Description |
|---|
| METLIFE GROUP ANNUITY COMMON COLLECTIVE TRUST |
| ABBEY CAPITAL FUTURES STRATEGY I MUTUAL FUND |
| AMER FUNDS NEW ECON R3 MUTUAL FUND |
| AMER FUNDS SM WORLD R3 MUTUAL FUND |
| AMERICAN FUNDS 2025 TRGT DATE RETIRE R6 MUTUAL FUND |
| AMERICAN FUNDS 2030 TRGT DATE RETIRE R6 MUTUAL FUND |
| AMERICAN FUNDS 2035 TRGT DATE RETIRE R6 MUTUAL FUND |
| BLACKROCK MID-CAP GROWTH EQUITY INSTL MUTUAL FUND |
| BRANDYWINEGLOBAL - HIGH YIELD I MUTUAL FUND |
| CALVERT EQUITY FUND CLASS I MUTUAL FUND |
| CALVERT SMALL CAP FUND- I MUTUAL FUND |
| CLEARBRIDGE INTERNATIONAL GROWTH FUND MUTUAL FUND |
| COHEN & STEERS LOW DURATION PREF & INC I MUTUAL FUND |
| COHEN & STEERS REALTY SHARES MUTUAL FUND |
| DELAWARE IVY EMERGING MARKETS OPPT-R MUTUAL FUND |
| DODGE & COX GLOBAL BOND FUND CL I MUTUAL FUND |
| EATON VANCE SER FD INC EMRG MAK DBT 1MUTUAL FUND |
| FEDERATED HERMES KAUFMANN SMALL CAP IS MUTUAL FUND |
| FIDELITY ADVISOR INTL CAPITAL APP I MUTUAL FUND |
| FIRST EAGLE OVERSEAS 1 MUTUAL FUND |
| GS GQG PART INTL OPP-INST MUTUAL FUND |
| JPMORGAN HEDGED EQUITY 2-1 MUTUAL FUND |
| LORD ABBETT SHRT DUR INC-R4 MUTUAL FUND |
| MASSACHUSETTS INVESTORS GROWTH STOCK FUND R6 MUTUAL FUND |
| MFS INTERNATIONAL INTRINSIC VALUE I MUTUAL FUND |
| MORGAN STAN GI FIX INC OP-I MUTUAL FUND |
| MORGAN STAN INS CORFI MUTUAL FUND |
| PGIM TOTAL RETURN BOND CL Z MUTUAL FUND |
| PIMCO LOW DURATION INCOME I2 MUTUAL FUND |
| T ROWE PRICE INSTL LARGE CAP VALUE MUTUAL FUND |
| TCW EMERGING MARKETS INCOME I MUTUAL FUND |
| TWEEDY, BROWNE GLOBAL VALUE MUTUAL FUND |
| VANGUARD 500 INDEX ADM MUTUAL FUND |
| VANGUARD EMERGING MKTS STOCK IDX ADM MUTUAL FUND |
| VANGUARD GR IDX ADM MUTUAL FUND |
| VANGUARD LONG TERM TREASURY ADM MUTUAL FUND |
| VANGUARD MID CAP INDEX ADM MUTUAL FUND |
| VANGUARD SHORT-TERM CORP BD IDX ADMIRAL MUTUAL FUND |
| VANGUARD SMALL CAP INDEX ADM MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX ADM MUTUAL FUND |
| VANGUARD TOTAL INT ST IDX-AD MUTUAL FUND |
| WESTERN ASSET CORE BOND I MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for NORTHSTAR MEDICAL MANAGEMENT, INC. 401(K) PROFIT-SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NORTHSTAR MEDICAL MANAGEMENT, INC. 401(K) PROFIT-SHARING PLAN