Investment options of NWAN, INC. 401(K) PROFIT SHARING PLAN
Total Available Funds: 35
| Investment Description |
|---|
| ISHARES S& 500 INDEX INSTITUTIONAL MUTUAL FUND |
| BLACKROCK HIGH YIELD BOND INSTL MUTUAL FUND |
| BLACKROCK INFLATION PROTECTED BOND INSTL MUTUAL FUND |
| AMERICAN FUNDS CAPITAL WORLD GR&INC R6 MUTUAL FUND |
| COHEN & STEERS REAL ESTATE SECURITIES A MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 MUTUAL FUND |
| FIDELITY ADVISOR TOTAL BOND I MUTUAL FUND |
| FIDELITY CONTRAFUND MUTUAL FUND |
| FIDELITY MID CAP INDEX MUTUAL FUND |
| FRANKLIN UTILITIES ADV MUTUAL FUND |
| HARTFORD EQUITY INCOME R6 MUTUAL FUND |
| DELAWARE IVY SMALL CAP GROWTH A MUTUAL FUND |
| JANUS HENDERSON BALANCED I MUTUAL FUND |
| JHANCOCK MULTI-INDEX 2025 LIFETIME R6 MUTUAL FUND |
| JHANCOCK MULTI-INDEX 2030 LIFETIME R6 MUTUAL FUND |
| JHANCOCK MULTI-INDEX 2035 LIFETIME R6 MUTUAL FUND |
| JHANCOCK MULTI-INDEX 2040 LIFETIME R6 MUTUAL FUND |
| JHANCOCK MULTI-INDEX 2045 LIFETIME R6 MUTUAL FUND |
| JHANCOCK MULTI-INDEX 2050 LIFETIME R6 MUTUAL FUND |
| JHANCOCK MULTI-INDEX 2055 LIFETIME R6 MUTUAL FUND |
| JHANCOCK MULTI-INDEX 2060 LIFETIME R6 MUTUAL FUND |
| JPMORGAN EMERGING MARKETS EQUITY R6 MUTUAL FUND |
| JPMORGAN U. S. EQUITY R6 MUTUAL FUND |
| LORD ABBETT MID CAP STOCK R4 MUTUAL FUND |
| VANGUARD MID-CAP VALUE INDEX ADMIRAL MUTUAL FUND |
| SCHWAB SMALL CAP INDEX MUTUAL FUND |
| SPROTT GOLD EQUITY INVESTOR MUTUAL FUND |
| T. ROWE PRICE HEALTH SCIENCES MUTUAL FUND |
| T. ROWE PRICE SCIENCE & TECH MUTUAL FUND |
| T. ROWE PRICE SMALL-CAP VALUE MUTUAL FUND |
| TEMPLETON GLOBAL BOND ADV MUTUAL FUND |
| VANGUARD GROWTH INDEX ADMIRAL MUTUAL FUND |
| VANGUARD INTERNATIONAL GROWTH ADM MUTUAL FUND |
| WESTERN ASSET CORE BOND I MUTUAL FUND |
| JOHN HANCOCK STABLE VALUE FUND COMMON/COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for NWAN, INC. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for NWAN, INC. 401(K) PROFIT SHARING PLAN