Investment options of PARK DENTAL/THE DENTAL SPECIALISTS 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| AMERICAN FUNDS CAPITAL WORLD G/I R6 MUTUAL FUND |
| DFA US TARGETED VALUE I MUTUAL FUND |
| MASSMUTUAL SELECT MID CAP GR EQ II R5 MUTUAL FUND |
| MFS INTERNATIONAL VALUE R3 MUTUAL FUND |
| OPPENHEIMER DEVELOPING MARKETS Y MUTUAL FUND |
| METROPOLITAN WEST TOTAL RE BD ADMIN CL MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2005 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2010 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2015 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2020 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2025 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2030 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2035 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2040 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2045 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2050 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2055 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2060 I MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2065 I MUTUAL FUND |
| PRUDENTIAL JENNISON SMALL COMPANY Z MUTUAL FUND |
| COHEN & STEERS REAL ESTATE SECURITIES A MUTUAL FUND |
| FIDELITY SMALL CAP INDEX MUTUAL FUND |
| JANUS HENDERSON VENTURE N MUTUAL FUND |
| FIDELITY MID CAP INDEX MUTUAL FUND |
| VICTORY SYCAMORE ESTABLISHED VALUE A MUTUAL FUND |
| FIDELITY 500 INDEX MUTUAL FUND |
| JPMORGAN EQUITY INCOME R5 MUTUAL FUND |
| MFS GROWTH R3 MUTUAL FUND |
| PIONEER STRATEGIC INCOME Y MUTUAL FUND |
| PIMCO INT BOND (USD-HEDGED) A MUTUAL FUND |
| WESTERN ASSET CORE BOND I MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for PARK DENTAL/THE DENTAL SPECIALISTS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PARK DENTAL/THE DENTAL SPECIALISTS 401(K) PLAN