Investment options of PENNSYLVANIA STEEL COMPANY, INC. PROFIT SHARING 401(K) PLAN
Total Available Funds: 36
| Investment Description |
|---|
| FIDELITY ADVISOR FREEDOM 2020 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2030 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2040 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM INCOME FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2005 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2015 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2025 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2035 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2045 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2050 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2055 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2060 FUND-CLASS I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2065 FUND-CLASS I MUTUAL FUND |
| FIDELITY STRATEGIC INCOME FUND-CL I MUTUAL FUND |
| FIDELITY GOVERNMENT MONEY MARKET FUND MUTUAL FUND |
| FIDELITY 500 INDEX FUND MUTUAL FUND |
| FIDELITY EXTENDED MARKET INDEX FUND MUTUAL FUND |
| FIDELITY INTERMEDIATE TREASURY BOND INDEX FUND MUTUAL FUND |
| FIDELITY INTERNATIONAL INDEX FUND MUTUAL FUND |
| FIDELY SMALL CAP INDEX MUTUAL FUND |
| FRANKLIN RISING DIVIDENDS FUND ADVISOR CL MUTUAL FUND |
| ALLSPRING SPECIAL SMALL CAP VALUE A MUTUAL FUND |
| JANUS TRITON FUND CLASS I MUTUAL FUND |
| JPMORGAN LARGE CAP GROWTH FUND CLASS R6 MUTUAL FUND |
| MFS INTERNATIONAL NEW DISC. FUND CLASS R4 MUTUAL FUND |
| MFS INTERNATIONAL VALUE FUND CLASS R4 MUTUAL FUND |
| PIMCO REAL ESTATE REAL RETURN ST. FD. INST. MUTUAL FUND |
| PIMCO REAL RETURN FUND INST. CLASS MUTUAL FUND |
| PIMCO TOTAL RETURN FUND INST. CLASS MUTUAL FUND |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY I FUND MUTUAL FUND |
| BLACKROCK EQUITY DIV. FUND INST. SHARES MUTUAL FUND |
| CALAMOS GROWTH & INC. FUND INST. CLASS MUTUAL FUND |
| EATON VANCE ATLANTA CAP SMID-CAP CP I MUTUAL FUND |
| T. ROWE PRICE CAPITAL APPRECIATION FUND MUTUAL FUND |
| WASATCH GLOBAL OPPS MUTUAL FUND |
| FRANKLIN INCOME ADVISOR MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for PENNSYLVANIA STEEL COMPANY, INC. PROFIT SHARING 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PENNSYLVANIA STEEL COMPANY, INC. PROFIT SHARING 401(K) PLAN