Investment options of RAWLE & HENDERSON RETIREMENT PLAN
Total Available Funds: 39
| Investment Description |
|---|
| T ROWE PRICE STABLE VALUE FUND |
| AMERICAN CENTURY PROPRIETARY HOLDINGS INC. GROWTH FUND |
| AMERICAN CENTURY PROPRIETARY HOLDINGS INC. DISCIPLINED CORE VALUE FUND |
| AMERICAN CENTURY PROPRIETARY HOLDINGS INC. MID CAP VALUE FUND A |
| AMERICAN FUNDS DISTRIBUTORS, INC. BALANCED FUND R3 |
| AMERICAN FUNDS DISTRIBUTORS, INC. EUROPACIFIC GROWTH FUND R3 |
| AMERICAN FUNDS DISTRIBUTORS, INC. NEW PERSPECTIVE FUND R3 |
| BLACKROCK, INC. MID GROWTH FUND CLASS A |
| BLACKROCK, INC. ADVANTAGE SMALL CAP GROWTH FUND CLASS A |
| BLACKROCK, INC. IMPACT MORTGAGE FUND |
| BLACKROCK, INC. CORE BOND PORTFOLIO A |
| BNY MELLON INVESTMENT MANAGEMENT DYNAMIC VALUE FUND A |
| CALVERT INVESTMENT MANAGEMENT, INC. SMALL CAP VALUE FUND CLASS A |
| FEDERATED INVESTORS, INC. MID-CAP INDEX FUND |
| FEDERATED INVESTORS, INC. TOTAL RETURN BOND FUND |
| FIDELITY BROKERAGE SERVICES ADVISOR GROWTH & INCOME FUND |
| FIDELITY BROKERAGE SERVICES ADVISOR STOCK SELECTOR MID CAP FUND T |
| FIDELITY BROKERAGE SERVICES ADVISOR VALUE STRATEGY FUND |
| FRANKLIN TEMPLETON INVESTMENTS MUTUAL FINANCIAL SERVICES FUND |
| GOLDMAN SACHS ASSET MANAGEMENT MID CAP GROWTH FUND |
| INVESCO LTD. DIVERSIFIED DIVIDEND FUND A |
| INVESCO LTD. HEALTH CARE FUND |
| INVESCO LTD. MAIN STREET MID CAP FUND |
| INVESCO LTD. SMALL CAP GROWTH FUND |
| INVESCO LTD. TECHNOLOGY FUND A |
| INVESCO LTD. EQUITY & INCOME FUND A |
| INVESCO LTD. VALUE OPPORTUNITIES FUND A |
| ISHARES S& P 500 INDEX FUND SERVICE SHARES |
| JANUS CAPITAL GROUP SMALL CAP VALUE FUND CLASS S |
| JANUS CAPITAL GROUP FORTY FUND CLASS S |
| JANUS CAPITAL GROUP RESEARCH FUND CLASS S |
| JANUS CAPITAL GROUP GLOBAL RESEARCH FUND CLASS S |
| JANUS CAPITAL GROUP OVERSEAS FUND CLASS S |
| MFS INVESTMENT MANAGEMENT CORE EQUITY FUND R3 |
| PIMCO INVESTMENTS LLC TOTAL RETURN FUND ADM |
| T. ROWE PRICE INVESTMENT SERVICES, INC. RETIREMENT 2020 |
| T. ROWE PRICE INVESTMENT SERVICES, INC. RETIREMENT 2030 |
| T. ROWE PRICE INVESTMENT SERVICES, INC. RETIREMENT 2040 |
| T. ROWE PRICE INVESTMENT SERVICES, INC. RETIREMENT 2050 |
Investment model portfolios
We provide two types of investment model portfolios for RAWLE & HENDERSON RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RAWLE & HENDERSON RETIREMENT PLAN