Investment options of REXEL USA, INC. SECTION 401(K) SAVINGS PLAN
Total Available Funds: 32
| Investment Description |
|---|
| BLUE CHIP GROWTH FUND |
| MID-CAP GROWTH FUND |
| NEW HORIZONS FUND |
| FIDELITY 500 INDEX |
| VANGUARD VALUE INDEX INST |
| T ROWE PRICE BALANCED FUND |
| SCIENCE & TECHNOLOGY FUND |
| VANGUARD SMCAP VAL INDEX, INST |
| SPECTRUM INTERNATIONAL EQ |
| SPECTRUM INCOME FUND |
| VANGUARD MID CAP VALUE IDX ADM |
| VANGUARD INFL PROTECTED BOND |
| PGIM TOTAL RETURN BOND Z |
| VANGUARD HIGH YIELD CORP ADM |
| VANGUARD TOTAL BOND INDEX ADM |
| VANGUARD TTL INT STOCK IND ADM |
| T ROWE PRICE GOVERNMENT MONEY |
| TRP STABLE VALUE FUND - N |
| T ROWE PRICE RETIRE 2025 TR F |
| T ROWE PRICE RETIRE 2030 TR F |
| T ROWE PRICE RETIRE 2035 TR F |
| T ROWE PRICE RETIRE 2020 TR F |
| T ROWE PRICE RETIRE 2040 TR F |
| T ROWE PRICE RETIRE 2045 TR F |
| T ROWE PRICE RETIRE 2050 TR F |
| T ROWE PRICE RETIRE 2055 TR F |
| T ROWE PRICE RETIRE 2015 TR F |
| T ROWE PRICE RETIRE 2010 TR F |
| T ROWE PRICE RETIRE 2060 TR F |
| T ROWE PRICE RETIRE 2005 TR F |
| T ROWE PRICE RETIRE BAL TR F |
| SELF-DIRECTED BROKERAGE |
Investment model portfolios
We provide two types of investment model portfolios for REXEL USA, INC. SECTION 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for REXEL USA, INC. SECTION 401(K) SAVINGS PLAN