Investment options of RFE/RL, INC. US RETIREMENT SAVINGS PLAN
Total Available Funds: 29
| Investment Description |
|---|
| ALLSPRING ALLSPRING SPECIAL SMALL CAP VALUE R6 |
| AMERICAN CENTURY AMERICAN CENTURY MID CAP VALUE R6 |
| AMERICAN FUNDS AMERICAN FUNDS EUROPACIFIC GR R6 |
| BLACKROCK BLACKROCK LIFEPATH DYN 2025 K |
| BLACKROCK BLACKROCK LIFEPATH DYN 2030 K |
| BLACKROCK BLACKROCK LIFEPATH DYN 2035 K |
| BLACKROCK BLACKROCK LIFEPATH DYN 2040 K |
| BLACKROCK BLACKROCK LIFEPATH DYN 2045 K |
| BLACKROCK BLACKROCK LIFEPATH DYN 2050 K |
| BLACKROCK BLACKROCK LIFEPATH DYN 2055 K |
| BLACKROCK BLACKROCK LIFEPATH DYNAMIC 2060 K |
| BLACKROCK BLACKROCK LIFEPATH RETIREMENT K |
| COHEN & STEERS COHEN & STEERS REAL ESTATE SECURITIES Z |
| DODGE & COX DODGE & COX INCOME FUND - I |
| EMPOWER SDB EMPOWER SDB SECURITIES |
| EMPOWER SDB EMPOWER SDB SWEEP PROGRAM |
| FEDERATED HERMES FEDERATED HERMES MDT SMALL CAP GROWTH IS |
| JPMORGAN JPMORGAN EQUITY INCOME R6 |
| JPMORGAN JPMORGAN SMALL CAP EQUITY R6 |
| NY LIFE NY LIFE GUARANTEED INTEREST ACCOUNT 10 |
| PIONEER PIONEER SELECT MID CAP INDEX |
| TIAA-CREF TIAA-CREF CORE IMPACT BOND INSTL |
| VANGUARD VANGUARD EXTENDED MARKET INDEX - ADMIRAL |
| VANGUARD VANGUARD FEDERAL MONEY MARKET INV |
| VANGUARD VANGUARD FTSE SOCIAL INDEX ADMIRAL |
| VANGUARD VANGUARD INFLATION-PROTECTED SECS ADM |
| VANGUARD VANGUARD INSTITUTIONAL INDEX I |
| VANGUARD VANGUARD TOTAL BOND MARKET INDEX ADM |
| VANGUARD VANGUARD TOTAL INTL STOCK INDEX ADMIRAL |
Investment model portfolios
We provide two types of investment model portfolios for RFE/RL, INC. US RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RFE/RL, INC. US RETIREMENT SAVINGS PLAN