Investment options of ROUSSELOT, INC. 401(K) PROFIT SHARING PLAN
Total Available Funds: 37
| Investment Description |
|---|
| AIM DEVELOPING MARKETS CLASS A |
| CARETRUST CARETRUST REIT INC COM |
| COLUMBIA ACORN I |
| COLUMBIA DIVIDEND INCOME |
| COLUMBIA FUND SERIES SMALL CAP VALUE FUND II Z |
| DAVIS NY VENTURE A |
| EFT MANAGER TIERRA XP |
| FIDELITY CAPITAL APPRECIATION |
| FIDELITY FREEDOM 2010 K FUND |
| FIDELITY FREEDOM 2015 K FUND |
| FIDELITY FREEDOM 2020 K FUND |
| FIDELITY GOVERNMENT MONEY MARKET PORTFOLIO |
| FIDELITY INTERNATIONAL INDEX |
| FIDELITY MSCI ENERGY INDEX |
| GRAYSCALE ETHEREUM TRUST |
| INVESTSCO DEVELOPING MARKETS A |
| ISHARES SILVER TRUST |
| ISHARES GOLDMAN SACHS SEMICONDUCTOR |
| JP MORGAN EXCHANGE-TRADED FUNDS |
| LOOMIS SAYLES SMALL CAP VALUE FUND CLASS RETAIL |
| OAKMARK INTERNATIONAL I |
| PFG EQUITY STRATEGY FUND |
| PFG JANUS HENDESON BALANCED STRATEGY |
| PFG SECTOR EQUITY BUSINESS CYCLE STRATEGY |
| PFG EQUITY INDEX FOCUSED STRATEGY |
| PFG TACTICAL INCOME STRATEGY |
| PROLOGIS PROLOGIS INC. COM |
| RIDGEWORTH MID-CAP VALUE EQUITY I |
| RISKPRO DYNAMIC 0-10 FUND |
| RISKPRO PFG 0-15 FD CLASS R |
| RISKPRO TACTICAL 0-30 FD CL R |
| RISKPRO DYNAMIC 20-30 FUND CL R |
| SECTOR SPDR TR SHS BEN INT ENERGY |
| SPDR SER TR S&P OILGAS EXP |
| TEMPLETON GLOBAL BOND A |
| VANECK GOLD MINERS EQUITY |
| WELLS FARGO SMALL COMPANY GROWTH |
Investment model portfolios
We provide two types of investment model portfolios for ROUSSELOT, INC. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ROUSSELOT, INC. 401(K) PROFIT SHARING PLAN