Investment options of ROWAN DIAGNOSTIC CLINIC, PA PROFIT SHARING 401K PLAN
Total Available Funds: 30
| Investment Description |
|---|
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2020 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2025 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2030 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2035 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2040 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2045 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2050 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2055 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2060 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS 2065 TRGT DATE |
| EMPOWER TRUST COMPANY, LLC AMERICAN FUNDS NEW WORLD |
| EMPOWER TRUST COMPANY, LLC COHEN & STEERS REAL ESTATE SECURITIES |
| EMPOWER TRUST COMPANY, LLC COLUMBIA STRATEGIC INCOME INSTL |
| EMPOWER TRUST COMPANY, LLC JPMORGAN EMERGING MARKETS EQUITY |
| EMPOWER TRUST COMPANY, LLC JPMORGAN EQUITY INCOME |
| EMPOWER TRUST COMPANY, LLC JPMORGAN SMALL CAP GROWTH |
| EMPOWER TRUST COMPANY, LLC PIMCO INCOME INSTL |
| EMPOWER TRUST COMPANY, LLC PIMCO STOCKSPLUS SMALL INSTITUTIONAL |
| EMPOWER TRUST COMPANY, LLC T. ROWE PRICE BLUE CHIP GROWTH |
| EMPOWER TRUST COMPANY, LLC VANGUARD 500 INDEX ADMIRAL |
| EMPOWER TRUST COMPANY, LLC VANGUARD GROWTH INDEX ADM |
| EMPOWER TRUST COMPANY, LLC VANGUARD MID CAP INDEX FUND - ADM |
| EMPOWER TRUST COMPANY, LLC VANGUARD MID-CAP GROWTH INDEX ADM |
| EMPOWER TRUST COMPANY, LLC VANGUARD MID-CAPE VALUE INDEX ADM |
| EMPOWER TRUST COMPANY, LLC VANGUARD SMALL CAP INDEX ADM |
| EMPOWER TRUST COMPANY, LLC VANGUARD SMALL CAP VALUE INDEX ADM |
| EMPOWER TRUST COMPANY, LLC VANGUARD TOTAL BOND MARKET INDEX ADM |
| EMPOWER TRUST COMPANY, LLC VANGUARD TOTAL INTL STOCK INDEX ADM |
| EMPOWER TRUST COMPANY, LLC VANGUARD VALUE INDEX ADM |
| EMPOWER TRUST COMPANY, LLC DISCOVERY SMID CAP GROWTH |
Investment model portfolios
We provide two types of investment model portfolios for ROWAN DIAGNOSTIC CLINIC, PA PROFIT SHARING 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ROWAN DIAGNOSTIC CLINIC, PA PROFIT SHARING 401K PLAN