Investment options of RUTAN & TUCKER, LLP 401(K) PLAN
Total Available Funds: 26
| Investment Description |
|---|
| American Funds American Balanced R5E Mutual Fund |
| American Funds Europacific Growth R5E Mutual Fund |
| American Funds Washington Mutual R4 Mutual Fund |
| Fidelity Small Cap Index Mutual Fund |
| Invesco Developing Markets Y Mutual Fund |
| Invesco International Bond Y Mutual Fund |
| Invesco Real Estate R5 Mutual Fund |
| JPMorgan Mid Cap Growth R5 Mutual Fund |
| Nationwide Geneva Small Cap Growth R5 Mutual Fund |
| Undiscovered Mgrs Behavioral Value R6 Mutual Fund |
| Vanguard Institutional Index Fund Mutual Fund |
| Vanguard Mid Cap Index Admiral Mutual Fund |
| Vanguard Total International Stock Index Admiral Mutual Fund |
| Allspring Special Mid Cap Value A Mutual Fund |
| American Funds 2020 Trgt Date Retire R6 Mutual Fund |
| American Funds 2040 Trgt Date Retire R6 Mutual Fund |
| American Funds 2045 Trgt Date Retire R6 Mutual Fund |
| American Funds 2050 Trgt Date Retire R6 Mutual Fund |
| American Funds 2055 Trgt Date Retire R6 Mutual Fund |
| American Funds 2060 Target Date Ret R6 Mutual Fund |
| American Funds Europacific Gr R6 Mutual Fund |
| American Funds Washington Mutual R6 Mutual Fund |
| BrandywineGlobal High Yield I Mutual Fund |
| T. Rowe Price Growth Stock Mutual Fund |
| American Funds Inflation Linked Bd R5E Mutual Fund |
| Metropolitan West Total Re Bd Admin Cl Mutual Fund |
Investment model portfolios
We provide two types of investment model portfolios for RUTAN & TUCKER, LLP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RUTAN & TUCKER, LLP 401(K) PLAN