Investment options of SELMAN BREITMAN LLP 401(K) PSP
Total Available Funds: 31
| Investment Description |
|---|
| THE AMERICAN FUNDS AM FDS EUROPACIFIC GRTH R6 FD |
| THE AMERICAN FUNDS AM FDCAP WLD GTH AND IN R6 FND |
| AMERICAN FUNDS SERVICE COMPANY AM FNDS CAP INC BUILDER R6 FD |
| AMERICAN BEACON FUNDS AMER BEA LG CP VL R5 FD |
| THE AMERICAN FUNDS AMER FUNDS AMER BAL R6 FD |
| THE AMERICAN FUNDS AMERICAN FUNDS NEWWORLD R6 |
| BLACKROCK BLACKROCK HLTH SCS OPPS INS |
| IVY INVESTMENT MANAGEMENT CO DELAWARE IVY SC & TEC |
| DELAWARE INVESTMENTS DELAWARE SMCAP |
| FEDERATED SECURITIES CORPORATION FED HERME |
| FIDELITY INVESTMENTS FID |
| FRANKLIN TEMPLETON INVESTMENTS |
| GOLDMAN SACHS |
| JP MORGAN FUNDS |
| VANGUARD GROUP VANGUARD MID CAP INDEX ADM FD |
| VANGUARD GROUP VANGUARD MIDCAP VAL IDX ADM FD |
| VANGUARD GROUP VANGUARD RE INDEX ADM FUND |
| VANGUARD GROUP VANGUARD SM CAP INDEX ADM F |
| VANGUARD GROUP VANGUARD TGT RMT INC |
| VANGUARD GROUP VANGUARD TGT RM |
| VANGUARD GROUP VANGUARD |
| VANGUARD GROUP VAN |
| VANGUARD GROUP |
| VANGUARD GROUP VANGUARD TGT RMT 2050 INV FUND |
| VANGUARD GROUP VANGUARD TGT RMT 2055 INV FUND |
| VANGUARD GROUP VANGUARD TGT RMT 2060 INV FUND |
| VANGUARD GROUP VANGUARD 500 INDEX ADMIRAL FD |
| VGD LIFESTRATEGY INCOME INV FD |
| VGD LIFESTRATEGY MOD GR INV FD |
| VGD LIFESTRAT CNSRV GR INV |
| VGD LIFESTRATEGY GROW |
Investment model portfolios
We provide two types of investment model portfolios for SELMAN BREITMAN LLP 401(K) PSP participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SELMAN BREITMAN LLP 401(K) PSP