Investment options of SI HOLDING COMPANY 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| GOLDMAN SACHS STABLE VAL CT COMMON COLLECTIVE TRUST |
| HB&T BLACKROCK LC EQU IND R COMMON COLLECTIVE TRUST |
| HB&T BLACKROCK MC EQ IND R COMMON COLLECTIVE TRUST |
| HB&T BLKRCK MSCI ACWI EXUS IND COMMON COLLECTIVE TRUST |
| HB&T BLACKROCK US AGG BD IND COMMON COLLECTIVE TRUST |
| HB&T BLACKROCK SC EQ IND R COMMON COLLECTIVE TRUST |
| BLACKROCK LIFEPATH INDX 2045 K MUTUAL FUND |
| CLEARBRIDGE LG CAP GR CIF R2 MUTUAL FUND |
| IVY MID CAP GROWTH I MUTUAL FUND |
| AMERICAN FUNDS AM BALANCD R6 MUTUAL FUND |
| VANGUARD EQUITY INCOME ADMIRAL MUTUAL FUND |
| BLACKROCK LIFEPATH INDX 2050 K MUTUAL FUND |
| BLACKROCK LIFEPATH INDX 2040 K MUTUAL FUND |
| BLACKROCK LIFEPATH INDX 2055 K MUTUAL FUND |
| NB SMALL CAP GROWTH TR FNDRS MUTUAL FUND |
| AMERCENT SMALL CAP VALUE MUTUAL FUND |
| PRINCIPAL DIVERS INT'L INST'L MUTUAL FUND |
| WESTERN ASSET CR PL BD CIF R2 MUTUAL FUND |
| DFA REAL ESTATE SECURITIES I MUTUAL FUND |
| IVY EMERGING MARKETS EQUITY N MUTUAL FUND |
| COLUMBIA HIGH YIELD BOND ADV MUTUAL FUND |
| BLACKROCK LIFEPATH INDX 2030 K MUTUAL FUND |
| PGIM GLBL TOTAL RETURN Z MUTUAL FUND |
| BLACKROCK LIFEPATH INDX 2035 K MUTUAL FUND |
| BLACKROCK LIFEPATH INDX 2060 K MUTUAL FUND |
| T. ROWE PRICE INFL PROT BOND MUTUAL FUND |
| BLACKROCK LIFEPATH INDX RET K MUTUAL FUND |
| VICTORY SYCAMORE EST VAL R6 MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC R6 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for SI HOLDING COMPANY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SI HOLDING COMPANY 401(K) PLAN