Investment options of SOUTH TEXAS ONCOLOGY & HEMATOLOGY, PLLC 401(K) PROFIT SHARING PLAN
Total Available Funds: 34
| Investment Description |
|---|
| EMPOWER INDEXSELECT MOD RET FUND CL I |
| EMPOWER AM FUNDS GROWTH FND OF AMER R6 |
| EMPOWER ISHARES S&P 500 INDEX K |
| EMPOWER MASSMUTUAL MID CAP GROWTH |
| EMPOWER INDEXSELECT MOD 2035 FUND CL I |
| EMPOWER INEXSELECT AGG RETIRE FUND CL I |
| EMPOWER HARTFORD CORE EQUITY R6 |
| EMPOWER AM FUNDS CAPITAL INCOME BLDR R6 |
| EMPOWER AM FUNDS AMERICAN MUTUAL R6 |
| EMPOWER ISHARES MSCI EAFE INTL IDX K |
| EMPOWER INDEXSELECT MOD 2045 FUND CL I |
| EMPOWER HARFORD BALANCED INCOME R6 |
| EMPOWER MASSMUTUAL BLUE CHIP GRO I |
| EMPOWER INDEXSELECT MOD 2025 FUND CL I |
| EMPOWER INDEXSELECT MOD 2055 FUND CL I |
| EMPOWER MFS INTERNATIONAL GROWTH R6 |
| EMPOWER COLUMBIA OVERSEAS VALUE INST3 |
| EMPOWER JPMORGAN GOV BOND R6 |
| EMPOWER INDEXSELECT AGG 2045 FUND CL I |
| EMPOWER MFS MID CAP VALUE R6 |
| EMPOWER BNY MELLON GLOBAL FIX INCOME - Y |
| EMPOWER ISHARES RUSSELL 2000 SM-AMP;CAP IDX K |
| EMPOWER JPMORGAN SMALL CAP GROWTH R6 |
| EMPOWER FRANKLINS SMALL CAP VALUE R6 |
| EMPOWER ISHARES RUSELL MID-CAP IDX K |
| EMPOWER ISHARES US AGG BOND INDEX K |
| EMPOWER INDEXSELECT AGG 2055 FUND CL I |
| EMPOWER BLACKROCK TOTAL RETURN K |
| EMPOWER INDEXSELECT AGG 2035 FUND CL I |
| EMPOWER INDEXSELECT CONSERV 2055 FUND CL I |
| EMPOWER INDEXSELECT CONSERV 2035 FUND CL I |
| EMPOWER INDEXSELECT CONSERV 2025 FUND CL I |
| EMPOWER INDEXSELECT CONSERV 2045 FUND CL I |
| EMPOWER INDEXSELECT CONS RET FUND CL I |
Investment model portfolios
We provide two types of investment model portfolios for SOUTH TEXAS ONCOLOGY & HEMATOLOGY, PLLC 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOUTH TEXAS ONCOLOGY & HEMATOLOGY, PLLC 401(K) PROFIT SHARING PLAN