Investment options of SPEEDWAY RETIREMENT READINESS PLAN
Total Available Funds: 47
| Investment Option List |
|---|
| VANG TOT INTL STK IS MUTUAL FUNDS |
| PIM TOTAL RT INST MUTUAL FUNDS |
| DODGE & COX INCOME X MUTUAL FUNDS (DODIX) |
| VANGUARD INST INDEX MUTUAL FUNDS (MALLX) |
| JPM EMRG MKTS EQ R6 MUTUAL FUNDS |
| BAIRD MID CAP INST MUTUAL FUNDS (QIMGX) |
| VANG VALUE IDX ADM MUTUAL FUNDS |
| VANG INFL PROT ADM MUTUAL FUNDS |
| VANG SM CAP IDX ADM MUTUAL FUNDS |
| VANG EXT MKT IDX INS MUTUAL FUNDS |
| AS SPL MID CP VAL R6 MUTUAL FUNDS |
| FIDELITY GOVT INCOME MUTUAL FUNDS (SQIYX) |
| FID US BOND IDX MUTUAL FUNDS |
| FID 500 INDEX MUTUAL FUNDS (MALLX) |
| FID INTL INDEX MUTUAL FUNDS |
| FID EXTD MKT IDX MUTUAL FUNDS |
| FIMM GOVT INST MUTUAL FUNDS |
| FID CONTRAFUND K6 MUTUAL FUNDS |
| FID FRDM BLD 2060 K6 MUTUAL FUNDS |
| FID FRDM BLD 2055 K6 MUTUAL FUNDS |
| FID FRDM BLD 2050 K6 MUTUAL FUNDS |
| FID FRDM BLD 2045 K6 MUTUAL FUNDS |
| FID FRDM BLD 2040 K6 MUTUAL FUNDS |
| FID FRDM BLD 2035 K6 MUTUAL FUNDS |
| FID FRDM BLD 2030 K6 MUTUAL FUNDS |
| FID FRDM BLD 2025 K6 MUTUAL FUNDS |
| FID FRDM BLD 2020 K6 MUTUAL FUNDS |
| FID FRDM BLD 2015 K6 MUTUAL FUNDS |
| FID FRDM BLD 2010 K6 MUTUAL FUNDS |
| FID FRDM BLD 2005 K6 MUTUAL FUNDS |
| FID FRDM BLD INC K6 MUTUAL FUNDS |
| FID FRDM BLD 2065 K6 MUTUAL FUNDS |
| FID GROWTH CO K6 MUTUAL FUNDS (HFIGX) |
| FID INTL DISCOV K6 MUTUAL FUNDS |
| SS TRGT RET INC W CCT |
| SS TRGT RET 2020 W CCT |
| SS TRGT RET 2025 W CCT |
| SS TRGT RET 2030 W CCT |
| SS TRGT RET 2035 W CCT |
| SS TRGT RET 2040 W CCT |
| SS TRGT RET 2045 W CCT |
| SS TRGT RET 2050 W CCT |
| SS TRGT RET 2055 W CCT |
| SS TRGT RET 2060 W CCT |
| SS TRGT RET 2065 W CCT |
| VANG RET SAV TR IV SVF |
| GS STABLE VAL INST1 SVF |
Investment model portfolios
We provide two types of investment model portfolios for SPEEDWAY RETIREMENT READINESS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SPEEDWAY RETIREMENT READINESS PLAN