Investment options of THE 401(K) PROFIT SHARING PLAN AND TRUST OF CHRISTENSEN OCONNOR JOHNSON KINDNESS PLLC
Total Available Funds: 22
| Investment Description |
|---|
| AMERICAN CENTURY MD-CAP MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC MUTUAL FUND |
| AMERICAN FUNDS NEW WORLD MUTUAL FUND |
| CARILLON EAGLE MD-CAP GRW MUTUAL FUND |
| DFA GLOBAL REAL ESTATE SEC MUTUAL FUND |
| DFA INFLATION PRO SEC INST MUTUAL FUND |
| DFA US TARGETED VALUE MUTUAL FUND |
| EATON VANCE HIGH INC. OP MUTUAL FUND |
| INVESCO OPP INTL SM MID CO MUTUAL FUND |
| JPMORGAN LARGE CAP GRW MUTUAL FUND |
| PIMCO INCOME INSTITUTIONAL MUTUAL FUND |
| VANGUARD 500 INDEX ADMIRAL MUTUAL FUND |
| VANGUARD BROKERAGE OPTION SELF-DIRECTED BROKERAGE ACCOUNTS |
| VANGUARD DEV MKT INX FUND MUTUAL FUND |
| VANGUARD EQUITY INCOME ADM MUTUAL FUND |
| VANGUARD EXPLORER ADM MUTUAL FUND |
| VANGUARD INFORMATION MUTUAL FUND |
| VANGUARD MD-CAP INDEX MUTUAL FUND |
| VANGUARD RETIREMENT SAVINGS COLLECTIVE TRUST FUND |
| VANGUARD SM-CAP INDEX MUTUAL FUND |
| VANGUARD TARGET RETIREMENT MUTUAL FUND |
| VANGUARD TOTAL BND MKT INX MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for THE 401(K) PROFIT SHARING PLAN AND TRUST OF CHRISTENSEN OCONNOR JOHNSON KINDNESS PLLC participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE 401(K) PROFIT SHARING PLAN AND TRUST OF CHRISTENSEN OCONNOR JOHNSON KINDNESS PLLC