Investment options of THE CHILDREN'S HOSPITAL OF PHILADELPHIA RETIREMENT SAVINGS PLAN FOR UNION-REPRESENTED EMPLOYEES
Total Available Funds: 40
| Investment Description |
|---|
| TIAA-TRADITIONAL ANNUITY ACCOUNT |
| TIAA-CREF CREF STOCK R3 |
| TIAA-CREF CREF MONEY MARKET R3 |
| TIAA-CREF CREF SOCIAL CHOICE R3 |
| TIAA-CREF CREF BOND MARKET R3 |
| TIAA-CREF CREF GLOBAL EQUITIES R3 |
| TIAA-CREF CREF GROWTH R3 |
| TIAA-CREF CREF EQUITY INDEX R3 |
| TIAA-CREF CREF INFLATION-LINKED BOND R3 |
| TIAA-REALESTATE ACCOUNT |
| TIAA-REALESTATE ACCOUNT |
| TIAA-CREF LIFECYCLE INDEX RETIREMENT INCOME FUND |
| TIAA-CREF LIFECYCLE INDEX 2010 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2015 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2020 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2025 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2030 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2035 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2040 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2045 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2050 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2055 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2060 FUND INSTITUTIONAL CLASS |
| TIAA-CREF LIFECYCLE INDEX 2065 FUND INSTITUTIONAL CLASS |
| VANGUARD TREASURY MONEY MARKET FUND |
| VANGUARD INSTITUTIONAL INDEX FUND INSTITUTIONAL SHARES |
| VANGUARD SMALL-CAP INDEX FUND INSTITUTIONAL SHARES |
| VANGUARD TOTAL BOND MARKET INDEX FUND INSTITUTIONAL SHARES |
| VANGUARD MID-CAP INDEX FUND INSTITUTIONAL SHARES |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND INSTITUTIONAL SHARES |
| VANGUARD INTERNATIONAL GROWTH FUND ADMIRAL SHARES |
| ARTISAN INTERNATIONAL VALUE FUND INSTITUTIONAL CLASS |
| DRIEHAUS EMERGING MARKETS GROWTH FUND INSTITUTIONAL CLASS |
| HARBOR CAPITAL APPRECIATION FUND INSTITUTIONAL CLASS |
| PGIM TOTAL RETURN BOND FUND CLASS R6 |
| MFS MID CAP VALUE FUND CLASS R6 |
| MFS MID CAP GROWTH FUND CLASS R6 |
| DELAWARE SMALL CAP VALUE FUND CLASS R6 |
| LOOMIS SAYLES SMALL CAP GROWTH FUND CLASS N |
| JPMORGAN EQUITY INCOME FUND CLASS R6 |
Investment model portfolios
We provide two types of investment model portfolios for THE CHILDREN'S HOSPITAL OF PHILADELPHIA RETIREMENT SAVINGS PLAN FOR UNION-REPRESENTED EMPLOYEES participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE CHILDREN'S HOSPITAL OF PHILADELPHIA RETIREMENT SAVINGS PLAN FOR UNION-REPRESENTED EMPLOYEES