Investment options of THE GLENS FALLS HOSPITAL PARTNERSHIP PLAN
Total Available Funds: 30
| Investment Description |
|---|
| FIDELITY INVESTMENTS FIDELITY 500 INDEX INSTL |
| AMERICAN FUNDS AMERICAN FUNDS WASHINGTON MUTUAL INVESTED FUND |
| T. ROWE PRICE T ROWE PRICE BLUE CHIP GR INV |
| FIDELITY INVESTMENTS FIDELITY SMALL CAP INDEX PREM |
| TIAA- CREF TIAA CREF SOCIAL CHOICE EQ INS |
| AMERICAN FUNDS AMERICAN FUNDS EUROPACIFIC GROWTH |
| WESTERN ASSETS WESTERN ASSET CORE PLUS BOND I |
| VANGUARD VANGUARD INF PRO SEC INST |
| FIDELITY INVESTMENTS FIDELITY US BOND INDEX |
| FIDELITY INVESTMENTS FIDELITY MID CAP INDEX |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL INDEX PREM |
| AMERICAN FUNDS AMERICAN FUNDS 2035 |
| AMERICAN FUNDS AMERICAN FUNDS 2060 |
| FIDELITY INVESTMENTS FIDELITY MONEY MARKET FUND |
| AMERICAN FUNDS AMERICAN FUNDS 2025 |
| ALLSPRING ALLSPRING SPECIAL MID CAP VALUE FUND |
| AMERICAN FUNDS AMERICAN FUNDS 2040 |
| BLACKROCK BLACKROCK HIGH YIELD BOND INST |
| AMERICAN FUNDS AMERICAN FUNDS 2050 |
| AMERICAN FUNDS AMERICAN FUNDS 2030 |
| AMERICAN FUNDS AMERICAN FUNDS 2055 |
| AMERICAN FUNDS AMERICAN FUNDS 2045 |
| CHARLES SCHWAB INSTITUTIONAL PERSONAL CHOICE RETIREMENT ACCOUNT |
| COHEN & STEERS COHEN & STEERS REAL EST SEC I |
| T. ROWE PRICE T ROWE QM US SMALLCAP GRWTH EQ |
| DELAWARE DELAWARE EMERGING MARKETS |
| MASSMUTUAL MASSMUTUAL SI MDCP GR EQ II R5 |
| VICTORY CAPITAL SYCAMORE SMALL COMPANY OPP I |
| AMERICAN FUNDS AMERICAN FUNDS 2015 |
| AMERICAN FUNDS AMERICAN FUNDS 2010 |
Investment model portfolios
We provide two types of investment model portfolios for THE GLENS FALLS HOSPITAL PARTNERSHIP PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE GLENS FALLS HOSPITAL PARTNERSHIP PLAN