Investment options of THE JACKSON CLINIC PROFESSIONAL ASSOCIATION REVISED PROFIT SHARING PLAN
Total Available Funds: 28
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 FUND |
| AMERICAN FUNDS FUNDAMENTAL INVS R6 |
| AMERICAN FUNDS INCOME FUND R6 |
| AMERICAN FUNDS NEW WORLD- R6 |
| DFA REAL ESTATE SECURITIES-1 |
| DODGE & COX INCOME-I |
| JP MORGAN SMALL CAP EQUITY-R6 |
| METROPOLITAN WEST TOTAL RET BD-1 |
| T.ROWE PRICE RETIREMENT 2010-I |
| T.ROWE PRICE RETIREMENT 2015-I |
| T.ROWE PRICE RETIREMENT 2020-I |
| T.ROWE PRICE RETIREMENT 2025-I |
| T.ROWE PRICE RETIREMENT 2030-I |
| T.ROWE PRICE RETIREMENT 2035-I |
| T.ROWE PRICE RETIREMENT 2040-I |
| T.ROWE PRICE RETIREMENT 2045-I |
| T.ROWE PRICE RETIREMENT 2050-I |
| T.ROWE PRICE RETIREMENT 2055-I |
| T.ROWE PRICE RETIREMENT 2060-I |
| T.ROWE PRICE SPECTRUM CONSERVE ALLOC-I |
| T.ROWE PRICE SPECTRUM MOD ALLOC-I |
| VANGUARD 500 INDEX ADMIRAL |
| VANGUARD MID CAPITALIZATION INDEX 1 |
| VANGUARD WINDSOR II ADM |
| VANGUARD DEV MKT INDEX- ADM |
| VANGUARD INTERM-TERM BND IND- ADM |
| VANGUARD SMALL CAP INDEX- ADM |
| VANGUARD US GROWTH- ADM |
Investment model portfolios
We provide two types of investment model portfolios for THE JACKSON CLINIC PROFESSIONAL ASSOCIATION REVISED PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE JACKSON CLINIC PROFESSIONAL ASSOCIATION REVISED PROFIT SHARING PLAN