Investment options of TORRANCE ORTHOPEDIC & SPORTS MEDICINE GROUP 401 (K) PROFIT SHARING PLAN
Total Available Funds: 26
| Investment Description |
|---|
| UNITED OF OMAHA LIFE INSURANCE - GUARANTEED ACCOUNT STABLE VALUE FUND |
| ALLSPRING EMERGING MARKETS EQUITY FUND I POOLED SEPARATE ACCOUNT |
| BLACKROCK HIGH YIELD BOND PORT POOLED SEPARATE ACCOUNT |
| COHEN & STEERS INSTITUTIONAL POOLED SEPARATE ACCOUNT |
| MUTUAL DIRECTIONS 2 POOLED SEPARATE ACCOUNT |
| MUTUAL DIRECTIONS 3 POOLED SEPARATE ACCOUNT |
| MUTUAL DIRECTIONS 4 POOLED SEPARATE ACCOUNT |
| MUTUAL DIRECTIONS 5 POOLED SEPARATE ACCOUNT |
| INTERNATIONAL STOCK INDEX FUND POOLED SEPARATE ACCOUNT |
| INVESTCO OPPENHEIMER GLOBAL FUND POOLED SEPARATE ACCOUNT |
| MID CAP STOCK INDEX FUND POOLED SEPARATE ACCOUNT |
| SMALL CAP STOCK INDEX FUND POOLED SEPARATE ACCOUNT |
| STOCK MARKET INDEX FUND POOLED SEPARATE ACCOUNT |
| T. ROWE PRICE GROWTH STOCK PORT POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2020 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2025 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2030 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2035 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2040 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2045 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2050 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2055 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2060 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT IN 2065 POOLED SEPARATE ACCOUNT |
| STATE STREET RETIREMENT RIGHT RETIREMENT POOLED SEPARATE ACCOUNT |
| VNG WINDSOR II FUND POOLED SEPARATE ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for TORRANCE ORTHOPEDIC & SPORTS MEDICINE GROUP 401 (K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TORRANCE ORTHOPEDIC & SPORTS MEDICINE GROUP 401 (K) PROFIT SHARING PLAN