Investment options of UCI MEDICAL AFFIILIATES SAVINGS PLAN
Total Available Funds: 35
| Investment Description |
|---|
| DH LARGE CAP FEE L |
| BTC TOTAL RET BOND M |
| WT SMID CAP RES EQ 4 |
| GALLIARD STBLE RTN X |
| HRDG LVNR INTL BN |
| VANG IS TOT INTL STK |
| MFS GLOBAL EQUITY R6 |
| FID GR CO POOL CL 3 |
| SP 500 INDEX PL CL E |
| FIDELITY CASH RESERVES SELF-DIRECTED ACCOUNT |
| PARNASSUS MID CAP SELF-DIRECTED ACCOUNT |
| PARNASSUS WORKPLACE SELF-DIRECTED ACCOUNT |
| GRANDEUR PEAK INTNTL STALWARTS INVESTOR SELF-DIRECTED ACCOUNT |
| FMI INTERNATIONAL SELF-DIRECTED ACCOUNT |
| TRIBUTARY SMALL COMPANY FD INSTL SELF-DIRECTED ACCOUNT |
| CAUSEWAY EMERGING MRKTS FD INV CL SELF-DIRECTED ACCOUNT |
| BLACKROCK DYNAMIC HIGH INC INVESTOR A SELF-DIRECTED ACCOUNT |
| BAIRD AGGREGATE BOND FUND INSTL SELF-DIRECTED ACCOUNT |
| WASATCH MICROCAP SELF-DIRECTED ACCOUNT |
| VANGUARD DIVIDEND GROWTH INVESTOR CL SELF-DIRECTED ACCOUNT |
| SPROTT GOLD FUND INVESTOR SELF-DIRECTED ACCOUNT |
| PARAMETRIC INT'L EQUITY INST CL SELF-DIRECTED ACCOUNT |
| FIDELITY LARGE CAP GROWTH INDX ISTL PRM SELF-DIRECTED ACCOUNT |
| FIDELITY OTC PORT SELF-DIRECTED ACCOUNT |
| FIDELITY SELECT TECHNOLOGY SELF-DIRECTED ACCOUNT |
| FIDELITY SELECT HEALTH CARE SELF-DIRECTED ACCOUNT |
| FIDELITY SELECT WIRELESS PORTFOLIOS SELF-DIRECTED ACCOUNT |
| FIDELITY SELECT BANKING PORTFOLIO SELF-DIRECTED ACCOUNT |
| FIDELITY SELECT LEISURE SELF-DIRECTED ACCOUNT |
| FIDELITY SELECT RETAILING SELF-DIRECTED ACCOUNT |
| FIDELITY SELECT ELECTRONICS SELF-DIRECTED ACCOUNT |
| FIDELITY LARGE CAP VALUE INDX INST PREM SELF-DIRECTED ACCOUNT |
| FID SHORT TERM BOND INDX INSTL PREM SELF-DIRECTED ACCOUNT |
| FID INTER TREASURY BOND INDX INST PREM SELF-DIRECTED ACCOUNT |
| FID L/ |
Investment model portfolios
We provide two types of investment model portfolios for UCI MEDICAL AFFIILIATES SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for UCI MEDICAL AFFIILIATES SAVINGS PLAN