Urban Outfitters 401(k) Savings Plan Investment Model Portfolios

Investment options of Urban Outfitters 401(k) Savings Plan

Total Available Funds: 19

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	BEQAX	American Century Equity Growth Fund
Mid-Cap Growth	TWHIX	American Century Heritage Fund
LARGE VALUE	BIGRX	American Century Income and Growth Fund
Mid-Cap Growth	BARAX	Baron Asset Fund
LARGE BLEND	CIEAX	BlackRock Index Equity Class A Fund
Small Growth	CSGEX	BlackRock Small Cap Growth Equity Class A Fund
SMALL VALUE	FVFRX	Franklin Small Cap Value Class R Fund
LARGE GROWTH	JGINX	Janus Adviser Growth and Income Fund
LARGE GROWTH	JGROX	Janus Adviser Large Cap Growth Fund
LARGE GROWTH	JANSX	Janus Fund Class S
LARGE GROWTH	JAGIX	Janus Growth and Income Class S
SMALL BLEND	PENNX	Royce Pennsylvania Mutual Service Fund

FIXED INCOME
Intermediate Government	BGNMX	American Century GNMA Fund
Intermediate Government	FVIIX	Fidelity Advisor Government Investment Fund

INTERNATIONAL EQUITY
Foreign Large Blend	AEPGX	AM Europacific Growth Fund
WORLD STOCK	TAVFX	Third Avenue Value Fund

Others
ROOT	CASH	BlackRock Money Market Fund
unknown	unknown	Janus Adviser Capital Appreciation Fund
Retirement Income	TRRIX	T. Rowe Price Retirement Fund

Investment model portfolios

We provide two types of investment model portfolios for Urban Outfitters 401(k) Savings Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for Urban Outfitters 401(k) Savings Plan

URBAN OUTFITTERS, INC. 401(K) SAVINGS PLAN

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