Investment options of VALUE LINE, INC. PROFIT SHARING AND SAVINGS PLAN
Total Available Funds: 32
| Investment Description |
|---|
| MASSMUTUAL GUARANTEED INTEREST ACCOUNT |
| AMERICAN FUNDS AMER FUNDS BALANCED FUND |
| AMERICAN FUNDS AMERICAN FUNDS NEW WORLD FUND |
| BLACKROCK BLACKROCK GLOBAL ALLOCATION FUND |
| BNY MELLON BNY MELLON BOND MARKET INDEX FUND |
| LEGG MASON CLEARBRIDGE MID CAP FUND |
| WILMINGTON TRUST WILMINGTON TRUST AMRCN FD 2030 CIT |
| GOLDMAN SACHS GOLDMAN SACHS SMCAP GR INSIGHTS FD |
| INVESCO INVESCO GOLD & SPECIAL MINERALS FD |
| INVESCO INVESCO OPPENHEIMER INTL GROWTH FD |
| INVESCO INVESCO REAL ESTATE FUND |
| WELLS FARGO ALLSPRING SPEC MID CP VAL FD |
| NATIXIS FUNDS LOOMIS SAYLES STRATEGIC INCOME FUND |
| MASSMUTUAL SELECT MASSMUTUAL BLUE CHIP GROWTH FUND |
| MASSMUTUAL PREMIER MASSMUTUAL CORE BOND FUND |
| MASSMUTUAL SELECT MASSMUTUAL DIVERSIFIED VALUE FUND |
| MASSMUTUAL PREMIER MASSMUTUAL GLOBAL FUND |
| MASSMUTUAL PREMIER MASSMUTUAL HIGH YIELD FUND |
| MASSMUTUAL PREMIER MASSMUTUAL INF-PRO AND INC FUND |
| MASSMUTUAL SELECT MASSMUTUAL MID CAP GROWTH FUND |
| MASSMUTUAL SELECT MASSMUTUAL OVERSEAS FUND |
| MASSMUTUAL SELECT MASSMUTUAL SM CAP VALUE EQUITY FD |
| MASSMUTUAL SELECT MASSMUTUAL SMALL COMPANY VALUE FUND |
| MFS INVESTMENT MANAGEMENT MFS UTILITIES FUND |
| MASSMUTUAL SELECT MM MSCI EAFE INTL INDX FD (NRTN TR) |
| MASSMUTUAL SELECT MM RSL 2000 SMCAP INDX FD (NRTN TR) |
| MASSMUTUAL SELECT MM S&P 500 INDEX FD (NORTHERN TRUST) |
| MASSMUTUAL SELECT MM S&P MID CAP INDEX FUND (NRTN TR) |
| PARNASSUS PASNASSUS CORE EQUITY FUND |
| FRANKLIN/TEMPLETON TEMPLETON GLOBAL TOTAL RETURN FUND |
| PIMCO FUNDS TOTAL RETURN FUND (PIMCO) |
| WELLS FARGO ALLSPRING INTERNATIONAL EQ FD |
Investment model portfolios
We provide two types of investment model portfolios for VALUE LINE, INC. PROFIT SHARING AND SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VALUE LINE, INC. PROFIT SHARING AND SAVINGS PLAN