Investment options of WEST COUNTY RADIOLOGICAL GROUP, INC. PROFIT SHARING PLAN
Total Available Funds: 25
| Investment Description |
|---|
| ABSOLUTE STRATEGIES FUND I INSTITUTIONAL CLASS |
| AMG FUNDS YACKTMAN FUND CLASS I |
| ARTISAN INTERNATIONAL VALUE FUND INVESTOR CLASS |
| AXS CHESAPEAKE STRATEGY A |
| BUFFALO SMALL GROWTH SMALL CAP FUND |
| COLUMBIA ACORN MID-CAP GROWTH FUND INSTITUTIONAL CLASS Z |
| COLUMBIA ACORN INTERNATIONAL FUND INSTITUTIONAL CLASS Z |
| FAIRHOLME LARGE VALUE FUND |
| FIRST EAGLE OVERSEAS FUND CLASS A |
| GOLDMAN SACHS MID CAP VALUE CLASS A |
| AMERICAN FUNDS LARGE GROWTH FUND OF AMERICA R3 |
| JENSEN QUALITY LARGE GROWTH FUND CLASS J |
| LAZARD EMERGING MARKETS EQUITY FUND INSTITUTIONAL CLASS |
| LOOMIS SAYLES BOND INSTITUTIONAL CLASS |
| CROMWELL MARKETFIELD EQUITY FUND I |
| MFS INTERNATIONAL NEW DISCOVERY CLASS A |
| MFS LARGE VALUE CLASS A |
| OAKMARK EQUITY INCOME INVESTOR CLASS |
| PRUDENTIAL INVESTMENTS COMMODITY REAL RET STRATEGY INSTITUTIONAL |
| PRUDENTIAL INVESTMENTS TOTAL RETURN FUND CLASS A |
| ROYCE INVESTMENT PARTNERS SMALL GROWTH FUND PENNSYLVANIA MUTUAL INVESTMENT |
| ROYCE INVESTMENT PARTNERS MID-CAP GROWTH FUND PREMIER CLASS |
| ROYCE INVESTMENT PARTNERS SPECIAL EQUITY FUND I |
| CHARLES SCHWAB BANK SAVINGS |
| CHARLES SCHWARD SMALL- |
Investment model portfolios
We provide two types of investment model portfolios for WEST COUNTY RADIOLOGICAL GROUP, INC. PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WEST COUNTY RADIOLOGICAL GROUP, INC. PROFIT SHARING PLAN