WEST PHARMACEUTICAL SERVICES, INC. 401(k) PLAN
Investment Model Portfolios
--
Investment options of WEST PHARMACEUTICAL SERVICES, INC. 401(k) PLAN
Total Available Funds: 26
| Asset Class |
Ticker
| Description |
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
CEUFX |
American Funds EuroPacific Growth |
| Foreign Large Value |
TEFRX |
Templeton Foreign |
|
| US EQUITY |
|
|
| MID-CAP VALUE |
FRBSX |
Franklin Balance Sheet Investment |
| MID-CAP VALUE |
RRMVX |
T. Rowe Price Retirement Mid-Cap Value |
| LARGE BLEND |
VFINX |
Vanguard 500 Index Investor |
| LARGE GROWTH |
VHCOX |
Vanguard Capital Opportunity Fund Investor |
| Small Growth |
VEXPX |
Vanguard Explorer Fund Investor |
| MID-CAP BLEND |
FSEMX |
Vanguard Extended Mkt Index Fund Investor Shares Mutual Fund |
| LARGE BLEND |
VQNPX |
Vanguard G/I Fund Investor |
| LARGE GROWTH |
VMRGX |
Vanguard Morgan Growth Fund Investor Shares Mutual Fund |
| LARGE VALUE |
VWNFX |
Vanguard Windsor II Fund Investor |
|
| Others |
|
|
| Target Date 2000-2010 |
VTOVX |
Vanguard Target rtmt 2005 |
| Target Date 2000-2010 |
VTENX |
Vanguard Target rtmt 2010 |
| Target Date 2011-2015 |
VTXVX |
Vanguard Target rtmt 2015 |
| Target Date 2016-2020 |
VTWNX |
Vanguard Target rtmt 2020 |
| Target Date 2021-2025 |
VTTVX |
Vanguard Target rtmt 2025 |
| Target Date 2026-2030 |
VTHRX |
Vanguard Target rtmt 2030 |
| Target Date 2031-2035 |
VTTHX |
Vanguard Target rtmt 2035 |
| Target Date 2036-2040 |
VFORX |
Vanguard Target rtmt 2040 |
| Target Date 2041-2045 |
VTIVX |
Vanguard Target rtmt 2045 |
| Target Date 2041-2045 |
VTIVX |
Vanguard Target rtmt 2050 |
| Retirement Income |
VTINX |
Vanguard Target rtmt Income Mutual Fund |
| Moderate Allocation |
VWELX |
Vanguard Wellington Fund Investor |
| unknown |
unknown |
Vanguard rtmt Savings Tr Collective Tr Fund |
| ROOT |
CASH |
Vanguard Prime Money Mkt Fund Money Mkt Fund |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
VBMFX |
Vanguard Total Bond Mkt Index Fund Investor Shares Mutual Fund |
|
Investment model portfolios
We provide two types of investment model portfolios for WEST PHARMACEUTICAL SERVICES, INC. 401(k) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
WEST PHARMACE... Moderate
|
-1.00 |
23.15 |
1.91 |
5.36 |
4.19 |
4.86 |
5.57 |
5.99 |
NA |
3.69 |
15.54 |
-14.67 |
5.28 |
14.04 |
7.32 |
-2.42 |
9.92 |
4.83 |
-3.66 |
4.24 |
12.94 |
2.86 |
3.31 |
5.88 |
12.03 |
-0.68 |
10.74 |
10.20 |
4.42 |
10.08 |
16.65 |
0.75 |
5.75 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
WEST PHARMACE... Moderate
|
NA |
-0.15 |
-0.25 |
0.16 |
0.24 |
NA |
NA |
0.58 |
0.03 |
-0.29 |
1.19 |
-1.06 |
0.59 |
1.67 |
1.32 |
-0.51 |
1.96 |
1.00 |
-0.70 |
0.76 |
1.84 |
0.55 |
0.45 |
0.55 |
1.59 |
-0.37 |
0.83 |
0.98 |
0.42 |
1.30 |
2.83 |
-0.09 |
1.03 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.23 |
0.32 |
0.74 |
0.56 |
NA |
NA |
0.44 |
-0.70 |
1.44 |
1.69 |
-0.81 |
2.17 |
0.53 |
2.40 |
-0.34 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.15 |
1.24 |
0.25 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.59 |
0.98 |
1.24 |
1.62 |
1.63 |
4.33 |
-0.18 |
0.91 |
0.58 |
1.92 |
-0.53 |
1.73 |
0.60 |
0.00 |
0.31 |
1.49 |
-0.24 |
0.80 |
0.65 |
-1.27 |
1.19 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.29 |
0.15 |
0.51 |
0.38 |
NA |
NA |
0.49 |
-0.10 |
0.48 |
1.37 |
-1.22 |
1.32 |
0.70 |
2.78 |
-0.86 |
3.76 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.41 |
1.36 |
0.50 |
1.49 |
2.09 |
-0.75 |
-0.58 |
-0.23 |
1.08 |
1.57 |
1.57 |
0.93 |
4.20 |
4.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
WEST PHARMACE... Moderate
|
NA |
9.82 |
11.77 |
10.61 |
8.42 |
NA |
NA |
7.44 |
7.38 |
9.90 |
9.50 |
15.08 |
8.87 |
8.27 |
4.47 |
7.33 |
4.75 |
4.64 |
5.29 |
5.58 |
7.01 |
5.10 |
7.32 |
10.53 |
7.52 |
4.29 |
9.32 |
7.07 |
5.41 |
7.04 |
5.63 |
4.08 |
3.34 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.39 |
18.60 |
17.94 |
18.44 |
NA |
NA |
18.12 |
28.69 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.43 |
10.86 |
10.39 |
10.40 |
NA |
NA |
11.50 |
14.60 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
WEST PHARMACE... Moderate
|
NA |
7.13 |
21.11 |
22.84 |
22.84 |
NA |
NA |
22.84 |
0.68 |
7.07 |
9.63 |
21.45 |
5.09 |
9.04 |
3.25 |
8.27 |
2.54 |
3.97 |
6.57 |
5.54 |
4.29 |
5.02 |
4.93 |
9.58 |
4.28 |
7.09 |
7.56 |
8.85 |
4.43 |
7.24 |
3.25 |
4.87 |
2.31 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
13.24 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
WEST PHARMACE... Moderate
|
NA |
5.36 |
4.66 |
4.57 |
3.47 |
NA |
NA |
3.75 |
NA |
0.50 |
5.33 |
2.56 |
5.79 |
4.45 |
5.12 |
3.21 |
0.05 |
3.44 |
1.40 |
3.79 |
0.78 |
2.89 |
2.38 |
2.17 |
3.11 |
2.98 |
8.87 |
7.09 |
4.90 |
3.42 |
3.19 |
3.76 |
5.10 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Retirement Plan (401(k)) Info for WEST PHARMACEUTICAL SERVICES, INC. 401(k) PLAN
