Investment options of WORLD WIDE TECHNOLOGY, LLC EMPLOYEE SALARY DEFERRAL RETIREMENT PROGRAM
Total Available Funds: 26
| Investment Description |
|---|
| AMERICAN CENTURY INVESTMENTS AMERICAN CENTURY MID CAP VAL |
| AMERICAN CENTURY INVESTMENTS AMERICAN CENTURY INFLATION ADJ. R6 |
| BLACKROCK EQUITY INDEX FUND J |
| BLACKROCK MSCI ACWI EX CL M |
| BLACKROCK RUSSELL 2000 FD M |
| BLACKROCK US DEBT INDEX FD M |
| BRANDYWINE GLOBAL BRANDYWINE GLOBAL GLBL BOND |
| COHEN & STEERS COHEN & STEERS REAL EST CL Z |
| COLUMBIA SMALL CAP GRTH INSIT 3 |
| DELAWARE FUNDS DELAWARE VALUE FUND R6 |
| FRANKLIN SMALL CAP VALUE FD R6 |
| GOLDMAN SACHS GOLDMAN SACHS STABLE VALUE CT |
| INVESCO INVESCO DEVELOPING MKTS FD R5 |
| JANUS HENDERSON JANUS HENDERSON GLOBAL EQUITY N |
| JOHN HANCOCK JOHN HANCOCK BOND FD R6 |
| LORD ABBETT LORD ABBETT HIGH YIELD FD R6 |
| MFS MFS INTERNATIONAL GROWTH R6 |
| MERRILL LYNCH SELF-DIRECTED BROKERAGE ACCOUNTS |
| MORGAN STANLEY INSTL FD INC R6 |
| NEUBERGER BERMAN LARGE CP R6 |
| NUVEEN STRATEGIC INCOME FD R6 |
| PIMCO PIMCO COMMODITIES PLUS INSTL |
| PRINCIPAL FUNDS PRINCIPAL MIDCAP FUND CL R6 |
| PRINCIPAL FUNDS PRINCIPAL MIDCAP FUND CL 1 |
| VANGUARD VANGUARD MIDCAP INDEX FD |
| VANGUARD VANGUARD FTSE ALL WORLD |
Investment model portfolios
We provide two types of investment model portfolios for WORLD WIDE TECHNOLOGY, LLC EMPLOYEE SALARY DEFERRAL RETIREMENT PROGRAM participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for WORLD WIDE TECHNOLOGY, LLC EMPLOYEE SALARY DEFERRAL RETIREMENT PROGRAM