CHAMPION MANAGEMENT 401(K) PLAN Investment Options

Available Funds in CHAMPION MANAGEMENT 401(K) PLAN

Below is the lineup of investment options available to participants in CHAMPION MANAGEMENT 401(K) PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 62
Investment Option List
Empower Mass Mutual Select T Rowe Price Ret 2010 (MMXBX)
Empower Mass Mutual Select T Rowe Price Ret 2015 (MMFHX)
Empower Mass Mutual Select T Rowe Price Ret 2020 (MMTTX)
Empower Mass Mutual Select T Rowe Price Ret 2025 (MMTFX)
Empower Mass Mutual Select T Rowe Price Ret 2030 (MMTOX)
Empower Mass Mutual Select T Rowe Price Ret 2035 (MMTJX)
Empower Mass Mutual Select T Rowe Price Ret 2040 (MMFOX)
Empower Mass Mutual Select T Rowe Price Ret 2045 (MMFTX)
Empower Mass Mutual Select T Rowe Price Ret 2050 (MMDDX)
Empower Mass Mutual Select T Rowe Price Ret 2055 (MMDJX)
Empower Mass Mutual Select T Rowe Price Ret 2060 (MMSGX)
Empower Lord Abbett Int'l Opport R6 (LINSX)
Empower PIMCO Income Institutional (PFIIX)
Empower Invesco Int'l Diversified R6 (OIDYX)
Empower American Funds Capital Income Builder (FBCIX)
Empower American Funds Investment Co of America (FAOOX)
Empower Franklin Mutual Global Discovery (MDISX)
Empower Invesco Small Cap Growth (GTSVX)
Empower Mass Mutual Mid Cap Growth (VMGIX)
Empower Mass Mutual Small Cap Val (OBSWX)
Empower Invesco Intermediate Bond (AUBIX)
Empower Mass Mutual Select TRP Retirement Balance
Empower Vanguard Mid-Cap Index (VIMSX)
Empower Vanguard Small-Cap Index (VISVX)
Empower Franklin Growth (FKSCX)
Empower Vanguard 500 Index (VFINX)
Empower Franklin Int'l Equity (LUEIX)
Empower Invesco Diversified Dividend (DDFIX)
Empower Allspring Special Mid-Cap Value (SMCDX)
Empower Pooled Separate Accounts:
Empower Fixed Account
Empower General Account
Empower MassMutual Select TRP Retirement 2040 I (MMFOX)
Empower Allspring Special Mid Cap Value R6 (SMCDX)
Empower Invesco International Diversified R6 (INDFX)
Empower Invesco Intermediate Bond Factor R6 (GBHYX)
Empower MassMutual Select TRP Retirement 2010 I (MRXSX)
Empower MassMutual Select TRP Retirement 2050 I (MMDDX)
Empower American Funds Invmt Co of Amer R6
Empower Vanguard Mid Cap Index Admiral (VIMSX)
Empower Vanguard 500 Index Admiral (VFINX)
Empower MassMutual Select TRP Retirement 2055 I (MMDJX)
Empower Vanguard Small Cap Index Adm (VISVX)
Empower Franklin Mutual Global Discovery R6 (MDISX)
Empower MassMutual Select TRP Retirement 2045 I (MMFTX)
Empower Goldman Sachs Strategic Income R6 (GSZCX)
Empower MassMutual Select TRP Retirement 2030 I (MMTOX)
Empower MassMutual Select TRP Retirement Bal I
Empower MassMutual Small Cap Val Eq I (MMQNX)
Empower PIMCO Income Instl (PRIFX)
Empower MassMutual Select TRP Retirement 2015 I (MMFHX)
Empower Invesco Small Cap Growth R6 (GTSVX)
Empower MassMutual Mid Cap Growth I (MEFYX)
Empower MassMutual Select TRP Retirement 2025 I (MMTFX)
Empower Lord Abbett International Opp R6 (LICYX)
Empower MassMutual Select TRP Retirement 2060 I (MMSGX)
Empower MassMutual Select TRP Retirement 2020 I (MMTTX)
Empower Franklin International Equity IS (FCENX)
Empower Invesco Diversified Dividend R6 (DDFIX)
Empower MassMutual Select TRP Retirement 2035 I (MMTJX)
Empower Franklin Growth R6
Empower American Funds Capital Income Bldr R6 (FFIFX)

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in CHAMPION MANAGEMENT 401(K) PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92% 6.78% 7.27%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94% 6.96% 7.35%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10% 6.74% 7.33%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95% 7.18% 8.42%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55% 7.96% 7.98%
S&P 500 Index 5.97% 30.43% 21.65% 12.98% 15.10% 13.74% 10.93% 8.96% 11.29%
Data as of 05/01/2026, Common starting date is 12/31/2000

Test your portfolio


Enter the funds you have chosen from this plan along with their weights, and see how such a portfolio has performed historically.


Get Key Insights for This Plan

Join our community and get data-driven insights about CHAMPION MANAGEMENT 401(K) PLAN. See how it compares to peer companies in fees, match generosity, and investment quality as soon as our new ranking reports go live.

Notify Me When Ratings Go Live

Recent Articles

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …

Keep researching CHAMPION MANAGEMENT 401(K) PLAN

Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.

Money headlines from this plan

These filing-based headlines surface the numbers most likely to affect a participant decision. Verify current plan documents before acting.

  • Average plan assets per reported participant: $6,145
    Based on the 2024 public filing. This is a plan-wide average, not a personal retirement target. Calculate a personal retirement target.
  • Employer contributions per reported participant: $522
    Based on the 2024 public filing. This reported average can include match, profit sharing, or other employer contributions. Review the match and contribution details.
  • Employee contributions per reported participant: $684
    Based on the 2024 public filing. Individual contribution rates vary with pay, eligibility, and participation. Model a contribution increase.
  • Reported administrative expenses as a share of assets: 0.32%
    Based on the 2024 public filing. This plan-level administrative ratio does not replace current fund expense ratios or participant fee disclosures. Estimate the long-term impact of fees.

401(k) research guides

Related Calculators

Fund-to-fund research links

Compare MMXBX, MMFHX, MMTTX, MMTFX side by side using common return periods and risk measures. Compare funds that serve a similar portfolio role, then review volatility, drawdown, dividends, and fees before choosing.

Use the stock, fund, or portfolio return comparison calculator to test other combinations, then move the selected funds into the portfolio calculator simulator to review the combined allocation.

Browse the fund and ETF ticker research hub to look up other retirement-plan investments by symbol.

Related Plans