What is CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN's employer match?

In 2024, CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN reported $6,449,218 in employer contributions. That is about 36.9% of reported employee contributions.

How many participants are in CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN?

At the end of 2024, CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN reported 4,207 plan participants.

What are CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN's total assets?

At the end of 2024, CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN reported total plan assets of $319,875,858.

When was CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN established?

CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN was established in 1987.

What are the investment options in CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN?

MyPlanIQ tracks the investment lineup for CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN on its investment options page: https://www.myplaniq.com/invest/planinvestments/cdi-management-corp-401k-profit-sharing-plan/

CDI MANAGEMENT CORP 401(k) Plan Rating & Score

401(k) Plan Cost Scorecard

Plan-level sponsor-controllable cost metrics and cohort ranking.

Not rated yet. This plan reported $0 plan-paid administrative expenses on its Form 5500 filing for this year. In many plans, fees are paid directly by participants or netted from investment returns, so a $0 filing does not mean the plan is free. We exclude $0 filings from cost ranking to avoid misleading comparisons.

Plan

CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN

Cost Score

Not rated

Cohort Rank

Not ranked

Confidence

0.25

Total Cost (bps)

-2.55

Investment Mgmt (bps)

0.57

Admin Overhead (bps)

-3.12

Cost / Participant

$-24

Investments and plan features

Highlights mentioned in public Form 5500 filings. Many plans do not disclose a full investment menu in the structured datasets.

Brokerage window

Available

A self-directed brokerage option may let experienced investors buy additional funds and ETFs beyond the core lineup. Fees depend on the plan and provider; many investors use this to access ultra low-cost index funds and ETFs.

Employer generosity

How much the employer contributes relative to employees and how that compares to peer large plans.

Employer match ratio

0.37Bottom 62%

Employer $ / active participant

$2,036Top 50%

Employer share of total contrib

22.1%

Employer contrib % of assets

2.12%

What these mean

Employer match ratio: A simple proxy from the plan’s annual Form 5500 filing: employer contributions divided by employee contributions for the year. It is not the same as the match formula you see in the plan summary (for example, “50% match up to 6%”), and it can also reflect non-match employer contributions (such as profit sharing).
Employer $ / active participant: Employer contributions for the year divided by active participants. Useful for per-person benchmarking.
Employer share of total contributions: What percentage of all contributions came from the employer versus employees and other sources.
Employer contribution % of assets: Employer contributions for the year divided by average plan assets. This normalizes generosity by plan size.

Participation and engagement

How many people participate and how actively they save, based on reported Form 5500 counts and contribution totals.

Participation rate

96.8%Top 50%

Avg deferral / active

$5,516Top 50%

Avg account balance

$72,077Top 50%

Active participant growth

2.6%

Service providers

Provider lists and payment disclosures can differ by plan. Some filings list providers but do not disclose dollar amounts in the structured datasets.

Providers named

A names-only list. It does not mean these providers were paid directly by the plan.

Providers with disclosed payments

Providers where the filing discloses dollar amounts (direct and/or indirect).

Disclosure note

Amounts disclosed

What to do

Ask for a fee disclosure and provider invoice detail

Providers named in the filing (1):

FIDELITY INVESTMENTS INSTITUTIONAL

Why the two lists don’t match

Think of these as two different disclosure buckets in the Form 5500 provider disclosures. It’s common to see little or no overlap.

Providers named is a roster of firms that show up in the filing, but it may not include any dollar amounts. A provider can appear here even if it is paid indirectly or bundled into other costs.

Providers with disclosed payments is where the filing reports dollar amounts paid directly and/or indirectly. Those providers can be different legal entities (different EINs) than the roster list.

When a named provider has no dollar amount, it does not necessarily mean they were free. Common reasons include: investment-related costs charged at the fund level (expense ratios), bundled arrangements where another party pays them, or indirect compensation arrangements. Some indirect amounts may be credited back to the plan or participants as fee offsets (sometimes informally called rebates), but that detail is usually in vendor fee disclosures, not reliably in these structured datasets.

Less common: some arrangements involve non-cash benefits (sometimes called “soft dollars”) or other indirect benefits. These are not always itemized in the structured data, so the best validation is still the plan’s provider invoices and fee disclosures.

How this helps you

Participants: use the match and savings signals to sanity-check whether you are leaving employer money on the table and how your plan compares to peer employers.
Sponsors/committees: use cost and provider disclosure signals to prioritize RFPs, renegotiate fees, and document fiduciary process.
Advisors: use outliers (high cost, low disclosure) to identify plans that likely benefit from benchmarking and vendor review.

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How to read this rating

This scorecard helps plan sponsors, advisors, and committees compare a plan’s reported plan-level fees against peer plans using public Form 5500 filings. It focuses on costs that are typically negotiable with providers, and it aims to avoid participant-specific charges (loan fees, QDRO fees, individual transaction fees). Technical details.

What is the cohort?: The cohort is the peer group we compare against. It is large 401(k) plans (1,000+ active participants) for the same filing year that include the required schedule and report a positive plan-paid expense amount. Plans that report $0 expenses are shown, but they are not ranked because $0 often means fees were paid by participants or netted from returns (not that the plan is free).
Final Score (0-100): A simple relative score: higher is better (lower cost vs. peers). It is derived from where the plan lands in the cohort distribution of Total Cost (bps).
Cohort Rank: The plan’s position within the cohort sorted by Total Cost (bps), from lowest cost to highest cost. Example: 100 / 2,500 means the plan is among the lowest-cost ~4% of the cohort by this measure.
Confidence (0-1): A reliability indicator. 1.0 means the key fields needed for this scorecard are present and the filing looks usable for ranking. Lower values mean missing inputs or a filing pattern (like $0 reported plan-paid expenses) that makes the comparison less reliable.
Total Cost (bps): Plan-level annual expenses expressed as basis points of assets. Roughly: 10 bps = 0.10% = about $10 per $10,000 of plan assets per year.
Investment Mgmt (bps) and Admin Overhead (bps): Two components of Total Cost. Investment Mgmt is the portion reported as investment management fees. Admin Overhead is the remainder (recordkeeping/TPA/audit/other admin expenses as reported), grouped as a single bucket.
Cost / Participant: Total plan-level cost divided by active participants. This can make it easier to think about per-person administrative pricing.

Technical details

Basis points (bps): bps = (fee / average plan assets) × 10,000.
Average plan assets: If both beginning-of-year and end-of-year assets are present: (BOY + EOY)/2. Otherwise, EOY assets.
Total Cost (bps): tot_admin_expenses_amt / avg assets × 10,000.
Investment Mgmt (bps): invst_mgmt_fees_amt / avg assets × 10,000.
Admin Overhead (bps): (tot_admin_expenses_amt – invst_mgmt_fees_amt) / avg assets × 10,000.
Cost / Participant: tot_admin_expenses_amt / tot_active_partcp_cnt.
Cohort Rank and percentile: Eligible plans are sorted by total_plan_cost_bps ascending. Percentile is computed from index position (0 = best, 100 = worst).
Final Score: final_score = max(0, 100 – cohort_percentile).
Confidence: confidence = fraction of required fields present: tot_admin_expenses_amt, invst_mgmt_fees_amt, tot_assets_eoy_amt, tot_active_partcp_cnt. Filings that report TOT_ADMIN_EXPENSES_AMT as $0 are treated as not scorable and confidence is capped.

Keep researching CDI MANAGEMENT CORP. 401(K) PROFIT SHARING PLAN

Use the links below to move from this plan page into calculators, related retirement articles, and comparable plans in a similar industry or size band. That gives you a faster way to compare match design, fees, investments, and savings strategy in context.

Money headlines from this plan

These filing-based headlines surface the numbers most likely to affect a participant decision. Verify current plan documents before acting.

Average plan assets per reported participant: $76,034
Based on the 2024 public filing. This is a plan-wide average, not a personal retirement target. Calculate a personal retirement target.
Employer contributions per reported participant: $1,533
Based on the 2024 public filing. This reported average can include match, profit sharing, or other employer contributions. Review the match and contribution details.
Employee contributions per reported participant: $4,152
Based on the 2024 public filing. Individual contribution rates vary with pay, eligibility, and participation. Model a contribution increase.