- Portfolio Overview
- Asset Allocation and ETFs
- Performance
- Calculators
- Rolling Returns
- Drawdowns
Asset Allocation
| Symbol | Category/Sector | Target Weight |
|---|---|---|
|
VTSMX VANGUARD TOTAL STOCK MARKET INDEX FUND INVESTOR SHARES |
US Equity | 15% |
|
VISVX VANGUARD SMALL-CAP VALUE INDEX FUND INVESTOR SHARES |
US Equity | 10% |
|
VIVAX VANGUARD VALUE INDEX FUND INVESTOR SHARES |
US Equity | 10% |
|
NAESX VANGUARD SMALL-CAP INDEX FUND INVESTOR SHARES |
US Equity | 5% |
|
VEIEX VANGUARD EMERGING MARKETS STOCK INDEX FUND INVESTOR SHARES |
International Equity | 5% |
|
VEURX VANGUARD EUROPEAN STOCK INDEX FUND INVESTOR SHARES |
International Equity | 5% |
|
VPACX VANGUARD PACIFIC STOCK INDEX FUND INVESTOR SHARES |
International Equity | 5% |
|
VGSIX VANGUARD REIT INDEX FUND INVESTOR SHARES |
Real Estate | 5% |
|
VFSTX VANGUARD SHORT-TERM INVESTMENT-GRADE FUND INVESTOR SHARES |
Fixed Income | 40% |
Historical Performance
The return data shown below all delayed by 3 months. Their latest dates are all the same: 01/31/2025.
AR inception is since 12/31/1999.
AR inception is since 12/31/1999.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| William Bernstein Smart Money | 2.09% | 11.83% | 4.61% | 6.40% | 5.92% | 7.08% | 6.32% | 6.21% |
| VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) | 2.77% | 26.20% | 11.74% | 15.10% | 13.50% | 14.13% | 10.53% | 7.71% |
| VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) | 2.11% | 12.75% | 4.27% | 6.43% | 6.23% | 7.14% | 6.01% | 5.42% |
| Ticker/Portfolio | Last 1 Week | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Inception | YTD | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return (%) | William Berns...art Money | -0.22 | 11.83 | 4.61 | 6.40 | 5.92 | 7.08 | 6.32 | 6.21 | 2.09 | 8.80 | 12.20 | -11.11 | 12.80 | 8.08 | 17.28 | -6.04 | 9.81 | 10.28 | -1.21 | 6.12 | 16.41 | 12.31 | -1.56 | 13.67 | 24.87 | -24.33 | 3.99 | 14.88 | 7.19 | 12.93 | 24.35 | -6.87 | 0.57 | 2.59 | 0.00 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | -0.99 | 26.20 | 11.74 | 15.10 | 13.50 | 14.13 | 10.53 | 7.71 | 2.77 | 24.84 | 26.12 | -18.24 | 28.53 | 18.74 | 31.33 | -4.55 | 21.66 | 11.83 | 1.23 | 13.52 | 32.17 | 15.82 | 1.96 | 14.91 | 26.52 | -37.02 | 5.39 | 15.64 | 4.77 | 10.74 | 28.50 | -22.17 | -12.03 | -9.05 | 21.08 | 28.62 | 33.18 | 22.87 | 37.45 | 1.18 | 10.15 | 8.24 | 32.05 | -3.33 | 28.37 | 14.92 | 3.97 | 9.30 | 22.60 | 3.67 | 17.07 | 19.25 | -8.55 | 27.89 | -2.07 | |
| VSMGX (VANGUA...R SHARES) | -0.19 | 12.75 | 4.27 | 6.43 | 6.23 | 7.14 | 6.01 | 5.42 | 2.11 | 10.28 | 15.51 | -16.01 | 10.08 | 13.59 | 19.30 | -6.28 | 14.86 | 7.09 | -2.21 | 6.38 | 14.73 | 9.78 | 0.12 | 13.14 | 20.35 | -26.49 | 7.21 | 13.30 | 5.68 | 11.76 | 22.40 | -10.34 | -4.78 | 1.27 | 14.09 | 21.59 | 17.90 | 10.77 | 26.58 | 2.04 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Sharpe Ratio | William Berns...art Money | NA | -23.62 | -11.38 | 52.50 | 30.93 | NA | NA | 40.07 | -36.42 | 28.41 | 92.18 | -94.35 | 152.37 | 40.36 | 228.99 | -86.76 | 203.04 | 117.74 | -14.51 | 92.19 | 218.75 | 144.88 | -10.27 | 109.96 | 129.24 | -113.58 | 9.63 | 157.67 | 74.90 | 169.84 | 288.24 | -72.05 | -17.37 | -15.50 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | -10.40 | 21.08 | 72.55 | 54.57 | NA | NA | 43.78 | -104.79 | 144.05 | 168.50 | -81.42 | 217.48 | 53.11 | 239.69 | -34.37 | 316.32 | 88.64 | 7.76 | 118.55 | 290.33 | 124.85 | 8.24 | 82.04 | 97.09 | -92.28 | 15.05 | 123.84 | 25.29 | 88.29 | 163.16 | -89.66 | -67.65 | -59.22 | 98.26 | 123.57 | 162.11 | 163.05 | 432.60 | -17.93 | 91.08 | 58.43 | 191.72 | -53.33 | 173.14 | 59.74 | -0.19 | 30.84 | 149.03 | -23.73 | 80.36 | 64.68 | -126.79 | 119.12 | -383.89 | |
| VSMGX (VANGUA...R SHARES) | NA | -21.44 | -1.39 | 46.77 | 35.85 | NA | NA | 47.97 | -81.98 | 47.98 | 137.35 | -121.73 | 131.94 | 69.74 | 278.32 | -86.49 | 376.10 | 82.85 | -26.32 | 101.24 | 216.21 | 122.82 | 0.61 | 117.61 | 112.47 | -97.72 | 40.89 | 135.64 | 50.44 | 149.10 | 209.13 | -74.50 | -58.14 | -22.91 | 107.87 | 156.93 | 157.34 | 93.12 | 420.35 | 463.07 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Standard Deviation(%) | William Berns...art Money | NA | 9.83 | 10.44 | 10.41 | 10.39 | NA | NA | 11.19 | 13.48 | 7.78 | 8.62 | 13.24 | 8.39 | 19.44 | 6.93 | 8.48 | 4.52 | 8.56 | 8.52 | 6.62 | 7.49 | 8.46 | 15.48 | 12.36 | 19.17 | 22.24 | 10.39 | 7.36 | 6.70 | 7.06 | 8.21 | 11.07 | 10.12 | 9.68 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 18.89 | 18.52 | 18.03 | 18.38 | NA | NA | 18.11 | 28.94 | 12.67 | 13.09 | 24.19 | 13.11 | 34.69 | 12.48 | 17.11 | 6.68 | 13.11 | 15.51 | 11.39 | 11.07 | 12.74 | 23.36 | 18.07 | 27.22 | 40.99 | 16.02 | 10.04 | 10.29 | 11.10 | 17.04 | 25.96 | 21.55 | 22.20 | 18.17 | 20.48 | 18.21 | 11.77 | 7.77 | 9.92 | 8.83 | 9.93 | 14.69 | 16.06 | 13.09 | 17.07 | 33.80 | 16.55 | 11.67 | 12.80 | 13.62 | 18.09 | 14.61 | 16.53 | 23.80 | |
| VSMGX (VANGUA...R SHARES) | NA | 10.28 | 10.85 | 10.45 | 10.38 | NA | NA | 11.50 | 14.83 | 7.69 | 8.26 | 14.34 | 7.62 | 19.08 | 6.43 | 8.81 | 3.80 | 8.31 | 8.51 | 6.28 | 6.80 | 7.99 | 14.68 | 11.10 | 18.01 | 27.95 | 10.37 | 7.43 | 6.96 | 7.25 | 10.38 | 15.37 | 12.42 | 12.30 | 10.07 | 11.65 | 9.10 | 7.74 | 5.41 | 15.57 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Draw Down(%) | William Berns...art Money | NA | 11.20 | 12.97 | 17.36 | 24.86 | NA | NA | 40.11 | 10.16 | 3.99 | 7.96 | 17.18 | 4.46 | 24.86 | 3.85 | 11.60 | 1.67 | 6.76 | 8.27 | 5.22 | 5.64 | 7.01 | 15.22 | 10.02 | 18.98 | 33.49 | 6.86 | 6.92 | 4.21 | 6.71 | 7.61 | 17.74 | 12.82 | 5.78 | 0.00 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 18.76 | 19.24 | 24.59 | 33.83 | NA | NA | 55.25 | 18.76 | 8.45 | 9.97 | 24.59 | 5.14 | 33.83 | 6.63 | 19.40 | 2.60 | 10.29 | 12.05 | 7.30 | 5.59 | 9.60 | 18.71 | 15.66 | 27.17 | 47.73 | 9.88 | 7.47 | 7.01 | 7.47 | 13.79 | 33.02 | 29.18 | 16.55 | 11.81 | 19.20 | 10.79 | 7.45 | 2.50 | 8.48 | 4.84 | 5.63 | 5.57 | 19.19 | 7.35 | 7.24 | 33.08 | 11.63 | 7.51 | 10.58 | 7.02 | 13.21 | 15.61 | 16.03 | 2.40 | |
| VSMGX (VANGUA...R SHARES) | NA | 9.62 | 15.52 | 22.29 | 22.43 | NA | NA | 41.18 | 9.62 | 4.17 | 8.15 | 21.74 | 3.53 | 22.43 | 3.12 | 11.47 | 1.14 | 6.20 | 8.34 | 4.70 | 5.67 | 6.27 | 12.90 | 8.64 | 19.61 | 36.81 | 6.11 | 6.13 | 4.74 | 5.89 | 8.91 | 20.06 | 17.93 | 8.77 | 6.26 | 11.99 | 6.02 | 4.75 | 1.82 | 1.89 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Yield(%) | William Berns...art Money | NA | 2.61 | 2.16 | 2.26 | 2.12 | NA | NA | 2.92 | NA | NA | 1.94 | 1.87 | 2.02 | 2.01 | 2.84 | 1.96 | 0.45 | 2.83 | 2.21 | 2.35 | 2.37 | 2.77 | 2.69 | 2.75 | 3.46 | 3.26 | 3.40 | 3.24 | 2.87 | 2.79 | 3.10 | 3.59 | 4.80 | 5.66 | 0.00 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| VSMGX (VANGUA...R SHARES) | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
William Bernstein Smart Money Return Calculator
Calculate Performance
Start date (MM/dd/yyyy)
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Calculators
Dollar Cost Average Calculator for William Bernstein Smart Money
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Retirement Spending Calculator for William Bernstein Smart Money
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Rolling Returns
From 12/31/1999 to 04/16/2025, the worst annualized return of 3-year rolling returns for William Bernstein Smart Money is -8.8%.
From 12/31/1999 to 04/16/2025, the worst annualized return of 5-year rolling returns for William Bernstein Smart Money is -1.57%.
From 12/31/1999 to 04/16/2025, the worst annualized return of 10-year rolling returns for William Bernstein Smart Money is 4.57%.
Maximum Drawdown
William Bernstein Smart Money Maximum Drawdown