- Portfolio Overview
- Holdings
- Performance
- Calculators
- Rolling Returns
- Drawdowns
Portfolio Overview
This portfolio is for fixed income investments in Schwab. It invests in a no load no transaction fee total return bond fund and rebalances every month. It obeys the 3 month minimum holding period requirement for every fund. Please see the following newsletters for more detailed description:
- September 22, 2014: Why Total Return Bond Funds?
- June 3, 2013: Total Return Bond Fund Portfolios For Major Brokerages
For its smart usage in other asset allocation portfolios, see the following:
Candidate funds used in this portfolio:
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Holdings
Historical Performance
Schwab Total Return Bond Historical Returns
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| Schwab Total Return Bond | -1.43% | 5.51% | 4.36% | 2.20% | 2.80% | 4.03% | 4.85% | … | … |
| VBMFX (VANGUARD TOTAL BOND MARKET INDEX FUND INVESTOR SHARES) | 0.03% | 4.22% | 3.51% | 0.24% | 1.57% | 2.19% | 3.11% | … | … |
| Ticker/Portfolio | Last 1 Week | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Common | Inception | YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return (%) | Schwab Total Return Bond | 0.09 | 5.51 | 4.36 | 2.20 | 2.80 | 4.03 | 4.85 | … | … | -1.43 | 9.52 | 2.58 | 1.30 | -2.54 | 1.68 | 1.52 | 12.32 | -5.63 | 7.28 | 4.42 | 1.21 | 5.61 | 5.45 | 16.12 | 6.56 | 11.40 | 18.48 | -11.19 | 8.67 | 11.00 | 4.01 | 8.15 | 28.92 | 6.48 | 7.67 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VBMFX (VANGUA…R SHARES) | 0.75 | 4.22 | 3.51 | 0.24 | 1.57 | 2.19 | 3.11 | … | … | 0.03 | 7.04 | 1.14 | 5.62 | -13.24 | -1.75 | 7.62 | 8.62 | -0.34 | 3.45 | 2.50 | 0.11 | 5.54 | -2.43 | 3.82 | 7.59 | 6.31 | 5.95 | 5.09 | 6.96 | 4.31 | 2.04 | 3.51 | 3.91 | 7.84 | 8.39 | 11.44 | -0.35 | 8.24 | 9.48 | 3.62 | 18.25 | -2.62 | 8.44 | 6.24 | 15.04 | 8.71 | 13.72 | 7.43 | 3.43 | |
| Sharpe Ratio | Schwab Total Return Bond | NA | 0.72 | 0.23 | -0.11 | 0.25 | NA | NA | … | … | -0.50 | 1.81 | -0.21 | -0.49 | -2.19 | 0.54 | 0.15 | 2.78 | -2.87 | 2.81 | 1.23 | 0.33 | 1.85 | 1.56 | 5.21 | 1.67 | 2.35 | 3.44 | -1.59 | 1.26 | 2.19 | 0.56 | 1.01 | 5.32 | 1.34 | 1.11 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VBMFX (VANGUA…R SHARES) | NA | 0.46 | 0.12 | -0.42 | -0.03 | NA | NA | … | … | -0.45 | 0.91 | -0.45 | 0.27 | -1.91 | -0.46 | 1.49 | 2.02 | -0.60 | 0.95 | 0.64 | 0.02 | 1.97 | -0.73 | 1.35 | 1.76 | 1.54 | 1.27 | 0.65 | 0.96 | 0.27 | -0.07 | 0.60 | 0.69 | 1.58 | 1.20 | 1.74 | -0.85 | 1.13 | 1.43 | -0.01 | 3.17 | -1.09 | 1.83 | 0.92 | 2.81 | 0.71 | 1.60 | 0.54 | 0.53 | |
| Standard Deviation(%) | Schwab Total Return Bond | NA | 3.63 | 4.41 | 3.97 | 4.34 | NA | NA | … | … | 4.39 | 3.67 | 4.85 | 4.83 | 1.81 | 3.05 | 8.44 | 3.90 | 2.44 | 2.36 | 3.41 | 3.57 | 3.03 | 3.48 | 3.08 | 3.90 | 4.81 | 5.35 | 7.64 | 4.37 | 3.46 | 3.12 | 7.10 | 5.30 | 3.99 | 4.70 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VBMFX (VANGUA…R SHARES) | NA | 3.91 | 5.36 | 6.01 | 4.98 | NA | NA | … | … | 4.13 | 4.57 | 5.45 | 7.36 | 7.69 | 3.83 | 4.93 | 3.54 | 2.87 | 2.96 | 3.56 | 4.00 | 2.81 | 3.39 | 2.80 | 4.30 | 4.03 | 4.61 | 6.27 | 3.98 | 3.36 | 3.22 | 4.24 | 4.60 | 4.23 | 5.04 | 4.16 | 4.37 | 4.21 | 4.03 | 5.00 | 4.50 | 5.20 | 3.41 | 4.03 | 3.95 | 4.50 | 4.85 | 4.65 | 7.70 | |
| Draw Down(%) | Schwab Total Return Bond | NA | 4.28 | 5.08 | 5.74 | 16.36 | NA | NA | … | … | 4.28 | 2.80 | 5.08 | 3.90 | 3.85 | 2.63 | 16.36 | 2.37 | 6.15 | 0.92 | 3.30 | 3.36 | 3.42 | 5.09 | 2.93 | 3.60 | 4.18 | 3.11 | 18.20 | 3.10 | 2.91 | 2.81 | 7.56 | 6.18 | 5.11 | 4.22 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VBMFX (VANGUA…R SHARES) | NA | 2.91 | 6.01 | 18.23 | 18.84 | NA | NA | … | … | 2.91 | 2.57 | 4.17 | 7.25 | 17.00 | 4.02 | 6.53 | 2.23 | 3.37 | 1.49 | 4.74 | 3.40 | 1.29 | 5.02 | 1.45 | 1.73 | 3.41 | 2.18 | 5.43 | 2.48 | 2.22 | 2.65 | 4.92 | 4.74 | 2.51 | 3.44 | 2.97 | 3.84 | 2.65 | 2.32 | 4.10 | 2.11 | 6.55 | 2.10 | 2.57 | 1.32 | 3.21 | 2.51 | 2.75 | 5.32 | |
| Yield(%) | Schwab Total Return Bond | NA | 5.32 | 5.73 | 4.45 | 4.21 | NA | NA | … | … | 0.87 | 5.27 | 6.42 | 5.30 | 1.91 | 2.95 | 3.09 | 3.82 | 3.81 | 4.62 | 4.02 | 3.99 | 5.19 | 5.83 | 7.53 | 6.39 | 6.05 | 10.30 | 5.46 | 6.09 | 5.52 | 5.98 | 7.28 | 7.24 | 7.16 | 8.48 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VBMFX (VANGUA…R SHARES) | 0.33 | 3.89 | 3.61 | 2.71 | 2.60 | 2.66 | 3.33 | … | … | 1.60 | 3.87 | 3.50 | 3.06 | 2.14 | 1.94 | 2.42 | 2.78 | 2.41 | 2.48 | 2.43 | 2.22 | 2.55 | 2.37 | 2.97 | 3.69 | 3.83 | 4.16 | 4.68 | 5.01 | 4.83 | 4.04 | 3.82 | 4.52 | 5.25 | 6.31 | 6.81 | 6.53 | 6.19 | 6.54 | 6.31 | 7.10 | 6.22 | 6.48 | 7.05 | 8.15 | 8.43 | 8.81 | 8.78 | 4.14 |
Data as of 03/31/2026, Common starting date is 12/31/2000
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Compare Portfolio Performance
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Rolling Returns
From 12/31/2000 to 06/04/2026, the worst annualized return of 3-year rolling returns for Schwab Total Return Bond is
-1.64%.
From 12/31/2000 to 06/04/2026, the worst annualized return of 5-year rolling returns for Schwab Total Return Bond is
0.61%.
From 12/31/2000 to 06/04/2026, the worst annualized return of 10-year rolling returns for Schwab Total Return Bond is
2.09%.
From 12/31/2000 to 06/04/2026, the worst annualized return of 20-year rolling returns for Schwab Total Return Bond is
4.78%.
Maximum Drawdown
Schwab Total Return Bond Maximum Drawdown