CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN Contribution & Employer Match

CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN Contribution & Employer Match

CAPIN CROUSE LLP provides the following retirement savings benefits to its employees:

CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN is $82,777.00

CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN is $5,705.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
365,132.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 5,705.00 in CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN Total Employer Contribution and Match Rate

In 2023, CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN allocates $613,128.00 to match its employees' contributions, providing an employer match rate of 44.97% of their contributions

CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN is approximately $2,395.00
Investing in this additonal $2,395.00 for 20 years would give you extra $153,282.00, assuming a 10% annual return.

CAPIN CROUSE LLP SAVINGS AND INVESTMENT PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees may contribute up to 100% of pretax or after-tax eligible compensation, up to the maximum amount permitted by the Internal Revenue Code.

2. Employer Match/Contribution Conditions: The company makes a qualified non-elective safe-harbor contribution equal to 3% of a participant’s eligible compensation. The company may also make discretionary profit-sharing contributions, although no profit-sharing contributions were made in 2022 and 2021.

3. Vesting Schedule/Eligibility: Participants are 100% vested in their contributions and qualified non-elective safe-harbor employer contributions immediately. Vesting in the company’s matching contribution is based on years of continuous service, with a participant being 100% vested after 6 years of credited service and beginning with graduated vesting at 20% after 2 years of credited service. Eligibility requires completion of three months of service and being age 21 or older.

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