DEUTSCHE BANK MATCHED SAVINGS PLAN Contribution & Employer Match

DEUTSCHE BANK MATCHED SAVINGS PLAN Contribution & Employer Match

DEUTSCHE BANK AMERICAS HOLDING CORP provides the following retirement savings benefits to its employees:

DEUTSCHE BANK MATCHED SAVINGS PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for DEUTSCHE BANK MATCHED SAVINGS PLAN is $229,393.00

DEUTSCHE BANK MATCHED SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for DEUTSCHE BANK MATCHED SAVINGS PLAN is $6,096.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
390,184.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,096.00 in DEUTSCHE BANK MATCHED SAVINGS PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in DEUTSCHE BANK MATCHED SAVINGS PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

DEUTSCHE BANK MATCHED SAVINGS PLAN Total Employer Contribution and Match Rate

In 2023, DEUTSCHE BANK MATCHED SAVINGS PLAN allocates $66,320,502.00 to match its employees' contributions, providing an employer match rate of 60.81% of their contributions

DEUTSCHE BANK MATCHED SAVINGS PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in DEUTSCHE BANK MATCHED SAVINGS PLAN is approximately $3,673.00
Investing in this additonal $3,673.00 for 20 years would give you extra $235,100.00, assuming a 10% annual return.

DEUTSCHE BANK MATCHED SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute 1% to 40% of compensation, in 1% increments, on a pre-tax, after-tax, or Roth contribution basis.

2. Employer Match/Contribution Conditions: The employer matches 100% of the participant’s contribution up to a maximum of the lesser of (i) 5% of participant’s compensation and (ii) $4,000 for employees hired prior to January 1, 2005; or up to 4% of participant’s compensation for participants hired on or after January 1, 2005.

3. Vesting Schedule/Eligibility: Participants must have at least six months of service and be employed on the last business day of each year to be eligible for matching contributions. The vesting schedule for employer contributions is as follows: 20% vested after 1 year, 40% after 2 years, 60% after 3 years, 80% after 4 years, and 100% after 5 years of service. Participants are fully vested upon completion of five years of service, upon attaining normal retirement age, or death.

4. Roth 401(k) Contribution: Yes, the plan allows Roth 401(k) contributions.

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