PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN Contribution & Employer Match

PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN Contribution & Employer Match

PACIFIC ARCHITECTS AND ENGINEERS, LLC provides the following retirement savings benefits to its employees:

PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2022, the estimated average employee contribution amount per participant for PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN is $2,843.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
181,973.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,843.00 in PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate

In 2022, PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN allocates $13,081,315.00 to match its employees' contributions, providing an employer match rate of 28.80% of their contributions

PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN Estimated Average Employer Match

In 2022, the estimated average employer match for an employee in PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN is approximately $763.00
Investing in this additonal $763.00 for 20 years would give you extra $48,865.00, assuming a 10% annual return.

PACIFIC ARCHITECTS AND ENGINEERS, LLC 401(K) SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute up to 60 percent of pre-tax annual compensation and 10 percent of after-tax annual compensation.

2. Employer Match/Contribution Conditions: Non-union, non-joint venture employees hired on or after January 1, 2016 must complete 365 days of service to be eligible to receive discretionary matching contributions. Employees of MacFadden & Associates, Inc. employed as of June 18, 2018, and employees of CENTRA Technology, Inc. as of January 1, 2022, are exempt from this service requirement.

3. Vesting Schedule/Eligibility: Participants are vested immediately in their contributions and Company contributions plus actual earnings thereon.

4. Roth 401(k) contribution: Yes, Roth contributions are permitted.

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