RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE Contribution & Employer Match

RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE Contribution & Employer Match

AMERICAN ENTERPRISE INSTITUTE provides the following retirement savings benefits to its employees:

RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE Average Participant Retirement Account Value

In 2021, the average participant retirement account value for RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE is $136,136.00

RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE Estimated Average Employee Contribution Amount

In 2021, the estimated average employee contribution amount per participant for RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE is $2,113.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
135,270.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 2,113.00 in RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE Total Employer Contribution and Match Rate

In 2021, RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE allocates $2,138,072.00 to match its employees' contributions, providing an employer match rate of 144.31% of their contributions

RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE Estimated Average Employer Match

In 2021, the estimated average employer match for an employee in RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE is approximately $3,050.00
Investing in this additonal $3,050.00 for 20 years would give you extra $195,202.00, assuming a 10% annual return.

RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE Contribution & Match Policy

1. Employee Contribution Rates: Employees can contribute up to 75% of their salary to the plan.

2. Employer Match/Contribution Conditions: The employer matches 50% of employee contributions, up to a maximum of $6,000.

3. Vesting Schedule/Eligibility: The vesting schedule for employer contributions is 6 years, with eligibility requiring 1,000 hours worked in a year.

4. Roth 401(k) contribution: Yes, it allows Roth 401(k) contributions.

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