THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN Contribution & Employer Match

THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN Contribution & Employer Match

DEALER COMPUTER SERVICES, INC. provides the following retirement savings benefits to its employees:

THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN is $108,753.00

THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN is $4,019.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
257,244.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,019.00 in THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Employer match in THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN

An employer match is deemed as ‘free’ money wherein your employer contributes additional funds to your allocated retirement savings plan. The matching amount can frequently be several percentage points of your compensation. Don’t avoid this free salary ‘raise’.

THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate

In 2023, THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN allocates $18,527,659.00 to match its employees' contributions, providing an employer match rate of 69.59% of their contributions

THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN is approximately $2,651.00
Investing in this additonal $2,651.00 for 20 years would give you extra $169,686.00, assuming a 10% annual return.

THE REYNOLDS AND REYNOLDS COMPANY 401(K) SAVINGS PLAN Contribution & Match Policy

1. Employee Contribution Rates: Employees may contribute from 1% to 80% of their earnings.

2. Employer Match/Contribution Conditions: The company contributes an amount equal to the first 6% of a participant’s contribution to the plan.

3. Vesting Schedule/Eligibility: Participants are 100% vested in company contributions upon the completion of two years of eligible service. Employee contributions are 100% vested at all times.

4. Roth 401(k) Contribution: The plan allows Roth payroll deductions.

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