COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN

Plan Contact

  • Address: 904 AVENUE O,LUBBOCK,TX
  • Contact person: MONTY LONG
  • Phone: (806) 775-8044

Plan General Information

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN Total Retirement Plan Assets

At the end of 2020, the total retirement plan assets of COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN is $21,271,683.00.This plan was established in 2014.

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN Total Number of Retirement Plan Participants

At the end of 2020, the total number of retirement plan participants in COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN is 215

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN Average Participant Retirement Account Value

In 2020, the average participant retirement account value for COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN is $98,938.00

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN Estimated Average Employee Contribution Amount

In 2020, the estimated average employee contribution amount per participant for COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN is $2,906.00.

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN Estimated Average Employer Match

In 2020, the estimated average employer match for an employee in COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN is approximately $1,910.00
Investing in this additonal $1,910.00 for 20 years would give you extra $122,270.00, assuming a 10% annual return.

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN Total Employer Contribution and Match Rate

In 2020, COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN allocates $410,754.00 to match its employees' contributions, providing an employer match rate of 131.47% of their contributions

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN Total Retirement Plan Asset Growth Rate

In 2020, the total retirement plan asset growth rate of COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN is 30.99%.

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2020, the estimated aggregate retirement account investment gain/loss for COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN is 30.56%. This measures the effectiveness of the plan participants' investments in the year.

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN Expense Ratio

In 2020, the investment and administrative expense ratio of COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN is 0.20%.

Enrollment Features

COMMERCE BANCSHARES, INC. 401(K) EMPLOYEE STOCK OWNERSHIP PLAN has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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