DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN

Plan Contact

  • Address: 220 DONALD LYNCH BLVD.,MARLBOROUGH,MA
  • Contact person: DONNA RUSSO
  • Phone: (508) 804-9599

Plan General Information

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN Total Retirement Plan Assets

At the end of 2011, the total retirement plan assets of DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN is $39,184,673.00.This plan was established in 1985.

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN Total Number of Retirement Plan Participants

At the end of 2011, the total number of retirement plan participants in DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN is 1659

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN Average Participant Retirement Account Value

In 2011, the average participant retirement account value for DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN is $23,619.00

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN Estimated Average Employee Contribution Amount

In 2011, the estimated average employee contribution amount per participant for DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN is $2,476.00.

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN Estimated Average Employer Match

In 2011, the estimated average employer match for an employee in DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN is approximately $839.00
Investing in this additonal $839.00 for 20 years would give you extra $53,731.00, assuming a 10% annual return.

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN Total Employer Contribution and Match Rate

In 2011, DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN allocates $1,392,819.00 to match its employees' contributions, providing an employer match rate of 67.79% of their contributions

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN Total Retirement Plan Asset Growth Rate

In 2011, the total retirement plan asset growth rate of DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN is 4.33%.

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2011, the estimated aggregate retirement account investment gain/loss for DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN is -0.94%. This measures the effectiveness of the plan participants' investments in the year.

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN Expense Ratio

In 2011, the investment and administrative expense ratio of DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN is 0.37%.

Enrollment Features

DIGITAL FEDERAL CREDIT UNION 401(K) DEFERRED COMPENSATION PLAN has the following features:
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.


Free newsletters

High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more …

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …