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EDUCATIONAL FEDERAL CREDIT UNION

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Plan General Information

EDUCATIONAL FEDERAL CREDIT UNION Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of EDUCATIONAL FEDERAL CREDIT UNION is $40,059,568.00.This plan was established in 1990.

EDUCATIONAL FEDERAL CREDIT UNION Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in EDUCATIONAL FEDERAL CREDIT UNION is 344

EDUCATIONAL FEDERAL CREDIT UNION Average Participant Retirement Account Value

In 2023, the average participant retirement account value for EDUCATIONAL FEDERAL CREDIT UNION is $116,452.00

EDUCATIONAL FEDERAL CREDIT UNION Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for EDUCATIONAL FEDERAL CREDIT UNION is $3,855.00.

EDUCATIONAL FEDERAL CREDIT UNION Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in EDUCATIONAL FEDERAL CREDIT UNION is approximately $4,011.00
Investing in this additonal $4,011.00 for 20 years would give you extra $256,705.00, assuming a 10% annual return.

EDUCATIONAL FEDERAL CREDIT UNION Total Employer Contribution and Match Rate

In 2023, EDUCATIONAL FEDERAL CREDIT UNION allocates $1,379,790.00 to match its employees' contributions, providing an employer match rate of 107.48% of their contributions

EDUCATIONAL FEDERAL CREDIT UNION Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of EDUCATIONAL FEDERAL CREDIT UNION is 22.89%.

EDUCATIONAL FEDERAL CREDIT UNION Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for EDUCATIONAL FEDERAL CREDIT UNION is 17.30%. This measures the effectiveness of the plan participants' investments in the year.

EDUCATIONAL FEDERAL CREDIT UNION Expense Ratio

In 2023, the investment and administrative expense ratio of EDUCATIONAL FEDERAL CREDIT UNION is 0.04%.

Enrollment Features

EDUCATIONAL FEDERAL CREDIT UNION has the following features:
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.
    Self-directed Brokerage: It allows participants or employees to allocate part or all of its account to a self directed brokereage account as an investment option.

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