F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN

Plan Contact

  • Address: 13900 N. PORTLAND, SUITE 130,OKLAHOMA CITY,OK
  • Contact person: THERESA STEWART
  • Phone: (405) 373-1900

Plan General Information

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN is $10,803,682.00.This plan was established in 1994.

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN is 137

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN is $78,858.00

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN is $3,192.00.

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN is approximately $2,531.00
Investing in this additonal $2,531.00 for 20 years would give you extra $161,991.00, assuming a 10% annual return.

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN Total Employer Contribution and Match Rate

In 2023, F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN allocates $346,763.00 to match its employees' contributions, providing an employer match rate of 76.76% of their contributions

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN is 16.82%.

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN is 14.20%. This measures the effectiveness of the plan participants' investments in the year.

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN Expense Ratio

In 2023, the investment and administrative expense ratio of F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN is 1.00%.

Enrollment Features

F & M BANCSHARES, INC. SAVINGS INCENTIVE PLAN has the following features:
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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