HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN
Plan Contact
- Address: 25 RYKOWSKI LN,MIDDLETOWN,NY
- Contact person: MARYANN MAIKISCH
- Phone: (845) 561-5607
Plan General Information
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN Total Retirement Plan Assets
At the end of 2023, the total retirement plan assets of HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN is $7,270,086.00.This plan was established in 1980.
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN Total Number of Retirement Plan Participants
At the end of 2023, the total number of retirement plan participants in HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN is 147
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN Average Participant Retirement Account Value
In 2023, the average participant retirement account value for HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN is $49,456.00
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN Estimated Average Employee Contribution Amount
In 2023, the estimated average employee contribution amount per participant for HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN is $3,494.00.
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN Estimated Average Employer Match
In 2023, the estimated average employer match for an employee in HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN is approximately $2,188.00
Investing in this additonal $2,188.00 for 20 years would give you extra $140,090.00, assuming a 10% annual return.
Investing in this additonal $2,188.00 for 20 years would give you extra $140,090.00, assuming a 10% annual return.
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN Total Employer Contribution and Match Rate
In 2023, HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN allocates $321,771.00 to match its employees' contributions, providing an employer match rate of 59.98% of their contributions
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN Total Retirement Plan Asset Growth Rate
In 2023, the total retirement plan asset growth rate of HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN is 9.09%.
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN Estimated Aggregate Retirement Account Investment Gain/Loss
In 2023, the estimated aggregate retirement account investment gain/loss for HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN is 14.87%. This measures the effectiveness of the plan participants' investments in the year.
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN Expense Ratio
In 2023, the investment and administrative expense ratio of HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN is 0.64%.
Enrollment Features
HERITAGE FINANCIAL CREDIT UNION CAPITAL ACCUMULATION PLAN has the following features:Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.
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