IBM 401 (K) PLUS PLAN

Plan Contact

  • Address: ONE NEW ORCHARD ROAD, MD 261,ARMONK,NY
  • Contact person: ALISON YARA
  • Phone: (800) 796-9876

Plan General Information

IBM 401 (K) PLUS PLAN Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of IBM 401 (K) PLUS PLAN is $57,428,456,306.00.This plan was established in 1983.

IBM 401 (K) PLUS PLAN Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in IBM 401 (K) PLUS PLAN is 164744

IBM 401 (K) PLUS PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for IBM 401 (K) PLUS PLAN is $348,592.00

IBM 401 (K) PLUS PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for IBM 401 (K) PLUS PLAN is $5,662.00.

IBM 401 (K) PLUS PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in IBM 401 (K) PLUS PLAN is approximately $3,269.00
Investing in this additonal $3,269.00 for 20 years would give you extra $209,258.00, assuming a 10% annual return.

IBM 401 (K) PLUS PLAN Total Employer Contribution and Match Rate

In 2023, IBM 401 (K) PLUS PLAN allocates $538,656,721.00 to match its employees' contributions, providing an employer match rate of 56.39% of their contributions

IBM 401 (K) PLUS PLAN Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of IBM 401 (K) PLUS PLAN is 7.62%.

IBM 401 (K) PLUS PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for IBM 401 (K) PLUS PLAN is 15.83%. This measures the effectiveness of the plan participants' investments in the year.

IBM 401 (K) PLUS PLAN Expense Ratio

In 2023, the investment and administrative expense ratio of IBM 401 (K) PLUS PLAN is 0.07%.

Enrollment Features

IBM 401 (K) PLUS PLAN has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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