PENNS WOODS BANCORP, INC. 401(K) PLAN

Plan Contact

  • Address: 300 MARKET STREET,WILLIAMSPORT,PA
  • Contact person: STACEY HEYES
  • Phone: (570) 322-1111

Plan General Information

PENNS WOODS BANCORP, INC. 401(K) PLAN Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of PENNS WOODS BANCORP, INC. 401(K) PLAN is $18,537,978.00.This plan was established in 1993.

PENNS WOODS BANCORP, INC. 401(K) PLAN Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in PENNS WOODS BANCORP, INC. 401(K) PLAN is 326

PENNS WOODS BANCORP, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for PENNS WOODS BANCORP, INC. 401(K) PLAN is $56,864.00

PENNS WOODS BANCORP, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for PENNS WOODS BANCORP, INC. 401(K) PLAN is $3,987.00.

PENNS WOODS BANCORP, INC. 401(K) PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in PENNS WOODS BANCORP, INC. 401(K) PLAN is approximately $1,659.00
Investing in this additonal $1,659.00 for 20 years would give you extra $106,190.00, assuming a 10% annual return.

PENNS WOODS BANCORP, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2023, PENNS WOODS BANCORP, INC. 401(K) PLAN allocates $540,907.00 to match its employees' contributions, providing an employer match rate of 42.13% of their contributions

PENNS WOODS BANCORP, INC. 401(K) PLAN Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of PENNS WOODS BANCORP, INC. 401(K) PLAN is 26.63%.

PENNS WOODS BANCORP, INC. 401(K) PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for PENNS WOODS BANCORP, INC. 401(K) PLAN is 15.91%. This measures the effectiveness of the plan participants' investments in the year.

PENNS WOODS BANCORP, INC. 401(K) PLAN Expense Ratio

In 2023, the investment and administrative expense ratio of PENNS WOODS BANCORP, INC. 401(K) PLAN is 0.32%.

Enrollment Features

PENNS WOODS BANCORP, INC. 401(K) PLAN has the following features:
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.
    Self-directed Brokerage: It allows participants or employees to allocate part or all of its account to a self directed brokereage account as an investment option.

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