PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST

Plan Contact

  • Address: 250 WEST 3RD SOUTH,MOUNTAIN HOME,ID
  • Contact person: MIKELL HITE
  • Phone: (208) 587-3304

Plan General Information

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST is $12,121,576.00.This plan was established in 1996.

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST is 221

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST Average Participant Retirement Account Value

In 2023, the average participant retirement account value for PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST is $54,848.00

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST is $3,742.00.

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST is approximately $2,352.00
Investing in this additonal $2,352.00 for 20 years would give you extra $150,549.00, assuming a 10% annual return.

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST Total Employer Contribution and Match Rate

In 2023, PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST allocates $519,865.00 to match its employees' contributions, providing an employer match rate of 66.63% of their contributions

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST is 12.44%.

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST is 16.22%. This measures the effectiveness of the plan participants' investments in the year.

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST Expense Ratio

In 2023, the investment and administrative expense ratio of PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST is 0.48%.

Enrollment Features

PIONEER FEDERAL CREDIT UNION 401(K) PLAN & TRUST has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.


Free newsletters

High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more …

Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell

Looking for ideas to generate income?

  • ETF or mutual fund income portfolios for 4-7% annual income
  • Dividend stock funds
  • Passive real estate investments
  • more …

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this ‘lazy’ portfolio.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Retirement Calculator

See how much you can save for retirement.

Investment Calculator

Grow your wealth and see the power of compounding.


Looking for a (forgotten) 401(k)?

Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …