PROVIDENT CREDIT UNION 401(K) PLAN

Plan Contact

  • Address: 303 TWIN DOLPHIN DR,REDWOOD CITY,CA
  • Contact person: JIM TRACESKI
  • Phone: (650) 508-0300

Plan General Information

PROVIDENT CREDIT UNION 401(K) PLAN Total Retirement Plan Assets

At the end of 2019, the total retirement plan assets of PROVIDENT CREDIT UNION 401(K) PLAN is $47,648,606.00.This plan was established in 1985.

PROVIDENT CREDIT UNION 401(K) PLAN Total Number of Retirement Plan Participants

At the end of 2019, the total number of retirement plan participants in PROVIDENT CREDIT UNION 401(K) PLAN is 404

PROVIDENT CREDIT UNION 401(K) PLAN Average Participant Retirement Account Value

In 2019, the average participant retirement account value for PROVIDENT CREDIT UNION 401(K) PLAN is $117,942.00

PROVIDENT CREDIT UNION 401(K) PLAN Estimated Average Employee Contribution Amount

In 2019, the estimated average employee contribution amount per participant for PROVIDENT CREDIT UNION 401(K) PLAN is $10,472.00.

PROVIDENT CREDIT UNION 401(K) PLAN Estimated Average Employer Match

In 2019, the estimated average employer match for an employee in PROVIDENT CREDIT UNION 401(K) PLAN is approximately $2,785.00
Investing in this additonal $2,785.00 for 20 years would give you extra $178,288.00, assuming a 10% annual return.

PROVIDENT CREDIT UNION 401(K) PLAN Total Employer Contribution and Match Rate

In 2019, PROVIDENT CREDIT UNION 401(K) PLAN allocates $1,125,448.00 to match its employees' contributions, providing an employer match rate of 53.20% of their contributions

PROVIDENT CREDIT UNION 401(K) PLAN Total Retirement Plan Asset Growth Rate

In 2019, the total retirement plan asset growth rate of PROVIDENT CREDIT UNION 401(K) PLAN is 24.25%.

PROVIDENT CREDIT UNION 401(K) PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2019, the estimated aggregate retirement account investment gain/loss for PROVIDENT CREDIT UNION 401(K) PLAN is 19.17%. This measures the effectiveness of the plan participants' investments in the year.

PROVIDENT CREDIT UNION 401(K) PLAN Expense Ratio

In 2019, the investment and administrative expense ratio of PROVIDENT CREDIT UNION 401(K) PLAN is 0.11%.

Enrollment Features

PROVIDENT CREDIT UNION 401(K) PLAN has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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