SARAT FORD SALES, INC. 401(K) SAVINGS PLAN

Plan Contact

  • Address: 245 SPRINGFIELD STREET,AGAWAM,MA
  • Contact person: SETH LARNER
  • Phone: (413) 786-0430

Plan General Information

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of SARAT FORD SALES, INC. 401(K) SAVINGS PLAN is $10,915,806.00.This plan was established in 1996.

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in SARAT FORD SALES, INC. 401(K) SAVINGS PLAN is 116

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for SARAT FORD SALES, INC. 401(K) SAVINGS PLAN is $94,101.00

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for SARAT FORD SALES, INC. 401(K) SAVINGS PLAN is $4,465.00.

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in SARAT FORD SALES, INC. 401(K) SAVINGS PLAN is approximately $699.00
Investing in this additonal $699.00 for 20 years would give you extra $44,749.00, assuming a 10% annual return.

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate

In 2023, SARAT FORD SALES, INC. 401(K) SAVINGS PLAN allocates $81,109.00 to match its employees' contributions, providing an employer match rate of 16.15% of their contributions

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of SARAT FORD SALES, INC. 401(K) SAVINGS PLAN is 26.50%.

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for SARAT FORD SALES, INC. 401(K) SAVINGS PLAN is 27.97%. This measures the effectiveness of the plan participants' investments in the year.

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN Expense Ratio

In 2023, the investment and administrative expense ratio of SARAT FORD SALES, INC. 401(K) SAVINGS PLAN is 0.12%.

Enrollment Features

SARAT FORD SALES, INC. 401(K) SAVINGS PLAN has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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