UNITED COMMUNITY BANKS, INC. 401(K) PLAN

Plan Contact

  • Address: 125 HIGHWAY 515 EAST,BLAIRSVILLE,GA
  • Contact person: HANNAH COFFEY
  • Phone: (706) 439-2253

Plan General Information

UNITED COMMUNITY BANKS, INC. 401(K) PLAN Total Retirement Plan Assets

At the end of 2023, the total retirement plan assets of UNITED COMMUNITY BANKS, INC. 401(K) PLAN is $254,714,130.00.This plan was established in 1967.

UNITED COMMUNITY BANKS, INC. 401(K) PLAN Total Number of Retirement Plan Participants

At the end of 2023, the total number of retirement plan participants in UNITED COMMUNITY BANKS, INC. 401(K) PLAN is 3780

UNITED COMMUNITY BANKS, INC. 401(K) PLAN Average Participant Retirement Account Value

In 2023, the average participant retirement account value for UNITED COMMUNITY BANKS, INC. 401(K) PLAN is $67,384.00

UNITED COMMUNITY BANKS, INC. 401(K) PLAN Estimated Average Employee Contribution Amount

In 2023, the estimated average employee contribution amount per participant for UNITED COMMUNITY BANKS, INC. 401(K) PLAN is $5,450.00.

UNITED COMMUNITY BANKS, INC. 401(K) PLAN Estimated Average Employer Match

In 2023, the estimated average employer match for an employee in UNITED COMMUNITY BANKS, INC. 401(K) PLAN is approximately $2,856.00
Investing in this additonal $2,856.00 for 20 years would give you extra $182,807.00, assuming a 10% annual return.

UNITED COMMUNITY BANKS, INC. 401(K) PLAN Total Employer Contribution and Match Rate

In 2023, UNITED COMMUNITY BANKS, INC. 401(K) PLAN allocates $10,797,067.00 to match its employees' contributions, providing an employer match rate of 59.14% of their contributions

UNITED COMMUNITY BANKS, INC. 401(K) PLAN Total Retirement Plan Asset Growth Rate

In 2023, the total retirement plan asset growth rate of UNITED COMMUNITY BANKS, INC. 401(K) PLAN is 29.64%.

UNITED COMMUNITY BANKS, INC. 401(K) PLAN Estimated Aggregate Retirement Account Investment Gain/Loss

In 2023, the estimated aggregate retirement account investment gain/loss for UNITED COMMUNITY BANKS, INC. 401(K) PLAN is 27.78%. This measures the effectiveness of the plan participants' investments in the year.

UNITED COMMUNITY BANKS, INC. 401(K) PLAN Expense Ratio

In 2023, the investment and administrative expense ratio of UNITED COMMUNITY BANKS, INC. 401(K) PLAN is 0.09%.

Enrollment Features

UNITED COMMUNITY BANKS, INC. 401(K) PLAN has the following features:
    Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
    Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.

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