USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN
Plan Contact
- Address: 10120 PACIFIC HEIGHTS BLVD,,SAN DIEGO,CA
- Contact person: VIRGINIA PINA
- Phone: (858) 795-6527
Plan General Information
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN Total Retirement Plan Assets
At the end of 2021, the total retirement plan assets of USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN is $29,695,664.00.This plan was established in 2022.
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN Total Number of Retirement Plan Participants
At the end of 2021, the total number of retirement plan participants in USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN is 243
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN Average Participant Retirement Account Value
In 2021, the average participant retirement account value for USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN is $122,204.00
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN Estimated Average Employee Contribution Amount
In 2021, the estimated average employee contribution amount per participant for USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN is $5,153.00.
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN Estimated Average Employer Match
In 2021, the estimated average employer match for an employee in USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN is approximately $2,654.00
Investing in this additonal $2,654.00 for 20 years would give you extra $169,874.00, assuming a 10% annual return.
Investing in this additonal $2,654.00 for 20 years would give you extra $169,874.00, assuming a 10% annual return.
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN Total Employer Contribution and Match Rate
In 2021, USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN allocates $644,994.00 to match its employees' contributions, providing an employer match rate of 51.50% of their contributions
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN Total Retirement Plan Asset Growth Rate
In 2021, the total retirement plan asset growth rate of USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN is 19.86%.
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN Estimated Aggregate Retirement Account Investment Gain/Loss
In 2021, the estimated aggregate retirement account investment gain/loss for USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN is 15.03%. This measures the effectiveness of the plan participants' investments in the year.
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN Expense Ratio
In 2021, the investment and administrative expense ratio of USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN is 0.19%.
Enrollment Features
USE CREDIT UNION 401(K) & BENEFIT SHARING PLAN has the following features:Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll.
Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account.
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